Community West Q3 net income triples YoY to $10.9M; EPS $0.57; NIM expands to 4.20%

Community West Bancshares

2025-Q3 EPS reported $1.42

Net income $10.87M ($0.57 diluted EPS) vs $3.39M ($0.18) in Q3 2024 and $7.83M ($0.41) in Q2 2025.
Net interest margin rose to 4.20% from 4.10% in Q2 2025 and 3.95% in Q4 2024.
Gross loans +$51.8M (+2.16%) QoQ; total deposits +$81.0M (+2.70%) QoQ.
Provision for credit losses $667K vs $2.61M in Q2 2025, reflecting lower charge-offs.
Declared $0.12/sh dividend payable Nov 14, 2025 to holders of record Oct 31, 2025.

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