earnings
confidence high
sentiment positive
materiality 0.90
Home Bancorp Reports Q3 2025 Net Income of $12.4M, Increases Dividend by 7%
HOME BANCORP, INC.
2025-Q3 EPS
reported $4.41
vs consensus $1.39
▲ beat
(+217.9%)
- Net income rose to $12.4 million ($1.59 per diluted share) from $11.3 million in Q2 2025.
- Board declared a $0.31 quarterly dividend, a 7% increase from the prior quarter.
- Net interest margin expanded 6 bps to 4.10%; ROA was 1.41%.
- Loans decreased $58.6 million (2.1%) to $2.7 billion; deposits increased $67.3 million (2.3%) to $3.0 billion.
- Nonperforming assets rose to $30.9 million (0.88% of assets); recorded $229,000 reversal of provision.