Banc of California Q4 diluted EPS $0.42, up 11% QoQ; full year EPS $1.17 vs $0.52

BANC OF CALIFORNIA, INC.

2025-FY EPS reported $1.17 revenue$1,818,792,000

Q4 net earnings available to common stockholders $67.4M ($0.42 diluted EPS), vs $59.7M ($0.38) in Q3 2025.
Full year 2025 net earnings $189.2M ($1.17 diluted EPS) vs $87.1M ($0.52) in 2024; adjusted EPS $1.35.
Net interest margin 3.20% in Q4; total revenue $292.9M (+2% QoQ); pre-tax pre-provision income $112.3M (+10% QoQ).
Total loans $25.2B, +15% annualized in Q4; noninterest-bearing deposits $7.8B, +11% annualized.
Book value per share $19.56 (+2% QoQ); tangible book value $17.51 (+3% QoQ); CET1 ratio 10.01%.

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