Eastern Bankshares Q4 net income $99.5M; completes HarborOne merger, dividend $0.13

Eastern Bankshares, Inc.

2025-FY EPS reported $0.43 revenue$134,091,000

Q4 net income $99.5M ($0.46 diluted); operating net income $94.7M ($0.44); ROA 1.36%.
Loans grew $4.7B linked-quarter to $23.6B, including $255M organic growth and $4.5B from HarborOne merger.
HarborOne merger completed Nov 1, 2025; added ~$4.5B loans and $4.3B deposits at fair value.
Dividend declared $0.13/share payable Mar 20, 2026; repurchased 3.1M shares for $55.4M in Q4.
NPLs rose to $172.3M (0.75% of loans) primarily from acquired HarborOne loans; allowance 1.44%.

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