Home Bancorp reports Q4 2025 earnings: net income $11.4M, EPS $1.46, declares $0.31 dividend

HOME BANCORP, INC.

2025-FY EPS reported $5.87 vs consensus $1.42 ▲ beat (+314.0%)

Net income of $11.4 million, or $1.46 per diluted share, down 8% from Q3 2025.
Loans grew $38.1 million to $2.7 billion; core deposits increased $24.5 million.
Net interest margin decreased to 4.06% from 4.10% in the prior quarter.
Board declared a quarterly cash dividend of $0.31 per share, payable Feb 20, 2026.
Nonperforming assets rose to $36.1 million (1.03% of assets) due to two loan relationships.

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