earnings
confidence high
sentiment positive
materiality 0.75
Bowhead Q4 gross written premiums up 21.3% to $224.1M; FY adjusted EPS $1.65
Bowhead Specialty Holdings Inc.
2025-FY EPS reported
$1.59
revenue$551,589,000
- Q4 net income $14.8M ($0.44 diluted EPS); adjusted net income $15.5M ($0.47 diluted).
- Full-year gross written premiums +24.0% to $862.8M; adjusted net income +30% YoY.
- Expense ratio improved to 29.1% in Q4 (FY: 29.8%) from 31.4% in FY 2024.
- Investment income rose 35.8% in Q4 to $16.6M (FY: +44.1% to $57.8M).
- CEO guides ~20% GWP growth in 2026 led by Casualty; digital platform Baleen generated $21M+ premiums in first full year.