earnings
confidence high
sentiment positive
materiality 0.78
TWFG Q4 revenues +33% to $68.8M, Adj. EBITDA +57%, authorizes $50M buyback, guides 15-20% revenue growth for 2026
TWFG, Inc.
2025-FY EPS reported
$0.53
revenue$248,512,000
- Q4 total revenue $68.8M (+33% YoY); net income $14.4M vs $8.2M; Adj. EBITDA $21.7M (+56.9%).
- Full year revenue $247.1M (+21.3%); net income $39.8M; diluted EPS $0.51; adj. diluted EPS $0.88.
- Organic revenue growth 11.7% in Q4 (11.6% FY); improving retention and new business across lines.
- Board authorized $50M share repurchase program; acquisitions of Loften Wells Insurance and Asset Protection Insurance announced.
- 2026 guidance: revenue $285-300M (15-20% growth); Adj. EBITDA margin 22-25%; organic growth 10-15%.