earnings
confidence high
sentiment neutral
materiality 0.70
Katapult Q4 2025 revenue $73.9M (+17%), net income $19.8M; pending Aaron's merger on track
Katapult Holdings, Inc.
- Q4 gross originations $77.9M (+3.7% YoY); full year $278.5M (+17.3%). Excluding home furnishings, Q4 originations +14.2%.
- Q4 net income $19.8M vs loss $9.6M; adjusted EBITDA $5.4M vs loss $1.1M. Write-offs 9.6% of revenue.
- Full year net income $1.4M vs loss $25.9M; adjusted EBITDA $12.4M vs $4.8M. Revenue $291.8M (+18%).
- Pending merger with Aaron's/CCF expected to close Q2 2026; KPLT holders to own 6% of combined co.
- Company not providing outlook due to pending transaction; customers showed signs of stress in holiday season.