First Western Q1 net income $6.2M; EPS $0.63, up 85% QoQ; NIM expands to 2.81%

First Western Financial Inc

2026-Q1 EPS reported $0.63 revenue$28,267,000

Net income available to common shareholders $6.2M ($0.63 diluted EPS), up from $3.3M ($0.34) in Q4 2025.
Net interest margin expanded 10 bps to 2.81%; net interest income rose 1.5% to $20.9M.
Non-interest income up 9.8% to $6.7M; total deposits increased $95M to $2.84B.
Provision for credit losses was a $728K release vs a $915K charge in Q4 2025.
Efficiency ratio improved to 73.11% from 74.88% in Q4 2025 and 79.16% a year ago.

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