earnings
confidence high
sentiment positive
materiality 0.65
First Western Q2 2026 net income $5.7M ($0.57 EPS); NIM expands to 2.90%
First Western Financial Inc
- Net income available to common shareholders $5.7M ($0.57 diluted EPS) vs $2.5M ($0.26) in Q2 2025.
- Net interest income $21.8M, up 4.3% from Q1 2026; net interest margin 2.90% (+9 bps QoQ).
- Average noninterest-bearing deposits $365.3M, up 5.1% from Q1 2026.
- Provision for credit losses was a release of $469k vs release of $728k in Q1 and provision of $1.8M in Q2 2025.
- Efficiency ratio improved to 74.03% from 78.83% a year ago.