earnings
confidence high
sentiment neutral
materiality 0.65
Finward Bancorp Q2 2026 EPS $0.48, down from $0.52 QoQ; NIM expands to 3.37%
Finward Bancorp
- Net income available to common stockholders $2.1M ($0.48 diluted EPS) vs $2.2M ($0.52) in prior quarter.
- Net interest margin (tax-equivalent) improved to 3.37% from 3.35% QoQ; loan portfolio grew to $1.50B.
- Non-performing loans rose to $16.5M (1.10% of loans) from $12.4M (0.85%) QoQ; provision for credit losses $264K.
- Deposits increased $13.5M to $1.73B; core deposits stable at $1.2B; liquidity available $604M.
- CEO highlighted planned merger with First Financial, positioning for stronger combined organization.