earnings
confidence high
sentiment positive
materiality 0.75
Kinsale Q3 EPS $6.09 (+24% YoY); combined ratio 74.9%; gross premiums up 8.4%
Kinsale Capital Group, Inc.
2025-Q3 EPS reported
$15.67
revenue$1,390,716,000
- Net income $141.6M ($6.09 diluted EPS) vs $114.2M ($4.90) in Q3 2024.
- Net operating earnings $121.2M ($5.21 per share) up 24% YoY.
- Gross written premiums $486.3M, +8.4%; Commercial Property down 7.9%, but ex that +12.3%.
- Combined ratio 74.9% vs 75.7% prior year, helped by lower catastrophe losses ($1.0M after-tax vs $10.8M).
- Net investment income $49.6M, +25.1% YoY.