earnings
confidence high
sentiment positive
materiality 0.70
FVCBankcorp Q1 net income $6.4M (+24% YoY); EPS $0.35; dividend raised to $0.07
FVCBankcorp, Inc.
2026-Q1 EPS reported
$0.35
revenue$458,000
- Net income $6.4M, up 24% YoY; diluted EPS $0.35 vs $0.28.
- Net interest margin improved to 3.26% (up 43 bps YoY); pre-tax pre-provision income $8.7M (+31%).
- Core deposits grew 3% QoQ to $1.77B; loans past due 30+ days down 59% to $3.3M.
- Redeemed $18.8M sub debt at SOFR+471bps; issued $25M senior notes at 6.75% fixed, due 2029.
- Quarterly dividend increased 17% to $0.07/share, payable May 18.