CPSS amends warehouse facility: capacity increased to $225M from $200M

CONSUMER PORTFOLIO SERVICES, INC.

Credit agreement with Citibank N.A. as agent amended on Nov 1, 2024; capacity raised $25M to $225M.
Added subordinate third-party lender increasing advance percentage based on receivables performance.
Funding termination date extended to July 15, 2026; floating rate based on SOFR plus margin.
Closing fee of approximately $250,000 paid to lenders.
Facility secured by automobile receivables; CPS intends to draw as it purchases loans.

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