AppTech Payments enters $500K promissory note with trust chaired by board chairman

AppTech Payments Corp.

Borrowed $500,000 from Suzanne D. Lord Spousal Estate Reduction Trust at 9% annual interest.
Note matures 90 days from June 26, 2026; no principal or interest payments due before maturity.
Proceeds used for short-term working capital and general corporate purposes.
Albert L. Lord, Jr., Chairman of the Board, serves as trustee of the lender trust; board approved related-party transaction.
Prepayment allowed without premium or penalty; customary events of default apply.

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