UWM Q4 net income $40.6M, full year $329.4M; declares $0.10 dividend

UWM Holdings Corp

2024-FY EPS reported $0.13 revenue$2,163,691,000

Q4 net income $40.6M ($0.02 diluted EPS) vs net loss $461.0M in Q4 2023. FY net income $329.4M vs loss $69.8M.
Loan origination volume Q4 $38.7B, total gain margin 105 bps; FY volume $139.4B, margin 110 bps.
Board declared $0.10/share dividend, payable April 10, 2025 to holders of record March 20, 2025 (17th consecutive quarterly).
Q1 2025 guidance: origination volume $28-35B, gain margin 90-115 bps.
Purchase originations record $96.1B in 2024; refinance volume tripled to $43.4B.

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