Open Lending Q4 net income $1.7M vs loss $144.4M; revenue jumps to $19.3M

Open Lending Corp

Certified loans Q4: 19,308 vs 26,065 YoY; full year 97,348 vs 110,652.
Q4 total revenue $19.3M vs ($56.9M); full year $93.2M vs $24.0M.
Q4 net income $1.7M vs loss $144.4M; full year net loss $4.2M vs $135.0M.
Q4 adjusted EBITDA $2.8M vs ($75.9M); full year $15.6M vs ($55.0M).
CEO cites progress; launched ApexOne Auto platform for full credit spectrum.

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 1.0

Open Lending Corp reported Quarter ended December 31, 2025 results: revenue Total revenue was $19.3 million during the fourth quarter of 2025, net income Net income was $1.7 million during the fourth quarter of 2025.

Period: Quarter ended December 31, 2025
Revenue: Total revenue was $19.3 million during the fourth quarter of 2025
Net income: Net income was $1.7 million during the fourth quarter of 2025
Result: reported results

Exact text from the filing

Total revenue was $19.3 million during the fourth quarter of 2025, compared to $(56.9) million in the fourth quarter of 2024. The fourth quarter of 2025 was impacted by an insignificant change in estimated profit share revenues related to business in historic vintages as compared to a reduction of $81.3 million in the fourth quarter of 2024.

View on SEC.gov

Earnings Releases SEC 8-K Item 2.02 confidence 1.0

Open Lending Corp reported Year ended December 31, 2025 results: revenue Total revenue was $93.2 million during the year ended December 31, 2025, net income Net loss was $4.2 million during the year ended December 31, 2025.

Period: Year ended December 31, 2025
Revenue: Total revenue was $93.2 million during the year ended December 31, 2025
Net income: Net loss was $4.2 million during the year ended December 31, 2025
Result: reported results

Exact text from the filing

Total revenue was $93.2 million during the year ended December 31, 2025, compared to $24.0 million in the prior year . The year ended December 31, 2025 was impact ed by an increase of $0.4 million in estimated profit share revenues related to business in historic vintages as compared to a reduction of $96.1 million in the prior year .

View on SEC.gov

Earnings Releases SEC 8-K Item 2.02 confidence 1.0

Open Lending Corp reported fiscal quarter and year ended December 31, 2025 results: revenue Total revenue was $19.3 million during the fourth quarter of 2025, net income Net income was $1.7 million during the fourth quarter of 2025.

Period: fiscal quarter and year ended December 31, 2025
Revenue: Total revenue was $19.3 million during the fourth quarter of 2025
Net income: Net income was $1.7 million during the fourth quarter of 2025
Result: reported results

Exact text from the filing

On March 12, 2026, Open Lending Corporation (the “Company”) issued a press release announcing its financial results for the fiscal quarter and year ended December 31, 2025.

View on SEC.gov

Browse all earnings releases →

Open Lending Corp filing history →

Source: SEC EDGAR

accession 0001806201-26-000023

view filing index on sec.gov

view primary document

Machine-readable: JSON · Markdown · Plain text

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.