OppFi reports record Q3 net income $32.1M (+106% YoY), raises FY adjusted EPS guidance to $0.85-$0.87

OppFi Inc.

2024-Q3 EPS reported $0.65

Net income record $32.1M, up 106.4% YoY; adjusted net income $28.8M, up 116.2% YoY.
Total revenue record $136.6M, up 2.6% YoY; net charge-off rate improved 810 bps to 34.3%.
Adjusted EPS $0.33, up 112.4% YoY; basic/diluted EPS $0.21.
FY2024 adjusted EPS guidance raised to $0.85-$0.87 from $0.73-$0.75.
Repurchased $1.0M of Class A common stock in Q3.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.