earnings
confidence high
sentiment positive
materiality 0.85
OppFi Q1 record revenue $140.3M (+10.1% YoY); adj. net income $33.8M, up 285%; raises FY guidance.
OppFi Inc.
2025-Q1 EPS
reported -$0.48
vs consensus $0.26
▼ miss
(-285.8%)
- Q1 total revenue $140.3M, a record, up 10.1% YoY; exceeded quarterly guidance by >40%.
- GAAP net income $20.4M, up 101.3% YoY; adjusted net income $33.8M, up 285.1% YoY (record).
- Average annualized yield rose 630 bps to 135.8%; net charge-off rate fell 1,330 bps to 34.6% of revenue.
- FY2025 adjusted net income guidance raised to $106-113M from prior $95-97M; EPS guidance also raised.