OppFi Q1 record revenue $140.3M (+10.1% YoY); adj. net income $33.8M, up 285%; raises FY guidance.

OppFi Inc.

2025-Q1 EPS reported -$0.48 vs consensus $0.26 ▼ miss (-285.8%)

Q1 total revenue $140.3M, a record, up 10.1% YoY; exceeded quarterly guidance by >40%.
GAAP net income $20.4M, up 101.3% YoY; adjusted net income $33.8M, up 285.1% YoY (record).
Average annualized yield rose 630 bps to 135.8%; net charge-off rate fell 1,330 bps to 34.6% of revenue.
FY2025 adjusted net income guidance raised to $106-113M from prior $95-97M; EPS guidance also raised.

item 2.02 item 7.01 item 9.01

Machine-readable event card

schema_version: secwatch.filing_event.v1
accession: 0001818502-25-000005
form_type: 8-K
ticker: OPFI
cik: 0001818502
company_name: OppFi Inc.
filed_at: 2025-05-07T23:59:59+00:00
discovered_at: 2026-05-14T18:02:49.864387+00:00
generated_at: 2026-05-22T08:45:03.918755+00:00
sec_items: ["2.02", "7.01", "9.01"]
event_type: earnings
sentiment: positive
materiality_score: 0.85
confidence: high
secwatch_canonical_url: https://secwatch.observer/filing/0001818502-25-000005
json_url: https://secwatch.observer/filing/0001818502-25-000005.json
markdown_url: https://secwatch.observer/filing/0001818502-25-000005.md
text_url: https://secwatch.observer/filing/0001818502-25-000005.txt
edgar_index_url: https://www.sec.gov/Archives/edgar/data/1818502/000181850225000005/0001818502-25-000005-index.htm
edgar_primary_document_url: https://www.sec.gov/Archives/edgar/data/1818502/000181850225000005/opfi-20250507.htm
generated_by_model: deepseek-v4-flash:cloud@v2
review_status: machine_generated
human_reviewed: false
corrected: false
correction_note: null
correction_timestamp: null
superseded_by: null

JSON Markdown Plain text

Source: SEC EDGAR

accession 0001818502-25-000005

view filing index on sec.gov

view primary document

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.