earnings
confidence high
sentiment positive
materiality 0.75
OppFi Q2 record revenue $142.4M, adj net income $39.4M; raises FY guidance
OppFi Inc.
2025-Q2 EPS reported
-$1.28
- GAAP net income $11.5M (down 58.5% YoY); adjusted net income $39.4M (up 59.0% YoY), a record.
- Total revenue $142.4M, up 12.8% YoY, a record; average yield 136.1%, up 130 bps YoY, a record.
- Net charge-off rate 31.9% of revenue, down 60 bps YoY.
- FY 2025 revenue guidance raised to $578M-$605M from $563M-$594M.
- FY 2025 adjusted net income guidance raised to $125M-$130M from $106M-$113M.