secwatch / observer
8-K filed October 2, 2025, 7:59 PM ET ticker OPFI CIK 0001818502
debt confidence high sentiment positive materiality 0.60

OppFi Inc. (OPFI): debt financing — OppFi closes $150M revolving credit facility at lower rate, replaces prior facility

OppFi Inc.

Key facts

Extracted from this filing and checked against the source text.

Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.9

OppFi Inc. incurred revolving credit of $150.0 million with UMB Bank, N.A. (as administrative agent) and Randolph Receivables 2 LLC (as lender) at Term Secured Overnight Financing Rate plus 6.00% maturing September 29, 2029.

Instrument
revolving credit
Principal
$150.0 million
Counterparty
UMB Bank, N.A. (as administrative agent) and Randolph Receivables 2 LLC (as lender)
Rate
Term Secured Overnight Financing Rate plus 6.00%
Maturity
September 29, 2029
Event
incurrence
Exact text from the filing
On September 29, 2025, Opportunity Financial, LLC, a Delaware limited liability company (“OppFi-LLC”) and subsidiary of OppFi Inc., a Delaware corporation (the “Company”), Opportunity Funding SPE IX, LLC, a Delaware limited liability company and indirect wholly owned subsidiary of OppFi-LLC (the “Borrower”), OppWin, LLC and OppWin BPI, LLC, each a Delaware limited liability company and wholly owned subsidiary of OppFi-LLC, each as sellers, UMB Bank, N.A., as administrative agent and collateral agent, Randolph Receivables 2 LLC, as a lender and as Castlelake Representative, and the lenders party thereto entered into a senior secured Revolving Credit Agreement (the “Agreement”), by and among OppFi-LLC, the Borrower, OppWin, LLC, OppWin BPI, LLC, UMB Bank, N.A., Randolph Receivables 2 LLC, and the other lenders party thereto. The Agreement provides for maximum borrowings of $150.0 million at an interest rate equal to the Term Secured Overnight Financing Rate plus 6.00% and a maturity date
View on SEC.gov

41 debt financings filed in the last 30 days. Browse all debt financings →

OppFi Inc. filing history →

Source: SEC EDGAR
accession 0001818502-25-000038
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