OppFi borrows $75M term loan; BNCC stockholders approve acquisition

OppFi Inc.

• Borrowed $75M on Sep 15, 2026 under up-to-$100M multi-draw term loan at 12.50% (13.50% post-acquisition), 1.25% OID, 4-yr maturity.
• $25M undrawn available until Feb 10, 2027; semi-annual amortization 10% of funded principal; no reborrowings after repayment.
• Proceeds to support growth in finance receivables and working capital; guaranty and lien on assets of OppFi-LLC and SPVs.
• BNCC stockholders adopted Merger Agreement on Sep 17, 2026; deal pending regulatory approvals and closing conditions.