SoFi Q2 2025: Record revenue $855M, net income $97M, raises 2025 guidance

SoFi Technologies, Inc.

2025-Q2 EPS reported $0.14 revenue$292,272,000

Adjusted net revenue up 44% YoY to record $858M; net income $97M vs $17M prior year.
Fee-based revenue up 72% to record $378M; adjusted EBITDA up 81% to $249M.
Member count up 34% to 11.7M; products up 34% to 17.1M.
GAAP diluted EPS $0.08; adjusted diluted EPS $0.08, up 700% YoY.
Management raises full-year 2025 guidance citing strong momentum.

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