earnings
confidence high
sentiment positive
materiality 0.85
SoFi Q2 2026: Record net revenue $1.2B, net income $157M, raises FY guidance
SoFi Technologies, Inc.
- GAAP net revenue $1.22B (+43% YoY); net income $157M (+61% YoY); diluted EPS $0.12.
- Adjusted net revenue $1.21B (+40% YoY); adjusted EBITDA $358M (+44% YoY); record.
- Total loan originations record $14.8B; members 15.8M (+35%); products 24.4M (+42%).
- Cross-buy milestone: 51% of new products from existing members; SoFi Plus/Coach driving.
- FY 2026 adjusted net revenue guidance raised to $4.75B-$4.85B (from prior $4.5B-$4.6B).