earnings
confidence high
sentiment positive
materiality 0.80
Affirm Q1 FY2023 GMV $4.4B (+62% YoY); Active Consumers 14.7M (+69%)
Affirm Holdings, Inc.
2023-Q1 EPS reported
-$0.86
revenue$361,624,000
- GMV of $4.4B, up 62% YoY; Total Revenues up 34% YoY.
- Active Consumers 14.7M (+69%), Active Merchants 245K (+140%), Total Transactions 13.3M (+97%).
- RLTC as % of GMV at 4.2%; delinquency rates at or below pre-pandemic levels.
- No late fees, hidden charges, or deferred interest; zero interest on many plans.
- Company continues march towards Adjusted Operating Income profitability.