secwatch / observer
8-K filed February 12, 2026, 6:59 PM ET ticker RYAN CIK 0001849253
earnings confidence high sentiment neutral materiality 0.75

RYAN SPECIALTY HOLDINGS, INC. (RYAN): restructuring charge — Ryan Specialty Q4 revenue +13% to $751M; net income down 27%; announces $300M buyback and restructuring

RYAN SPECIALTY HOLDINGS, INC.

Key facts

Extracted from this filing and checked against the source text.

Restructurings & Charges SEC 8-K Item 2.05/2.06 confidence 0.95

RYAN SPECIALTY HOLDINGS, INC. announced a restructuring with charges of The Empower Program includes (i) Business Platform Optimization and (ii) Compensation and Benefits. These actions are expected to be completed by the end of 202 affecting brokerage, binding, and underwriting operations.

Type
restructuring
Charge
The Empower Program includes (i) Business Platform Optimization and (ii) Compensation and Benefits. These actions are expected to be completed by the end of 202
Affected area
brokerage, binding, and underwriting operations
Exact text from the filing
On February 10, 2026, the board of directors of the Company (the "Board") approved a three-year restructuring program (the "Empower Program"), which will commence in the first quarter of 2026. The Empower Program is designed to streamline the Company's brokerage, binding, and underwriting operations, optimize scale, accelerate data and technology strategies, and enhance efficiencies across all of the Company's specialties. The Empower Program is expected to generate approximately $80 million of annual savings in 2029. The Empower Program includes (i) Business Platform Optimization and (ii) Compensation and Benefits. These actions are expected to be completed by the end of 2028. The Company currently estimates that the Empower Program will result in cumulative pre-tax charges to its GAAP financial results of approximately $160 million which are expected to be recorded as exit and disposal activities and are broken down as follows: Program Activity Charges Business Platform Optimization
View on SEC.gov

6 restructurings & charges filed in the last 30 days. Browse all restructurings & charges →

RYAN SPECIALTY HOLDINGS, INC. filing history →

Source: SEC EDGAR
accession 0001849253-26-000004
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