other material
confidence high
sentiment positive
materiality 0.65
Tompkins Financial Q1 2025 EPS up 16.1% YoY; dividend raised 1.6%
TOMPKINS FINANCIAL CORP
- Diluted EPS $1.37 in Q1 2025 vs $1.18 a year ago, a 16.1% increase.
- Loan growth 7.6% YoY; net interest margin expanded 25 bps from prior year.
- Noninterest income grew 13.1% YoY; noninterest expense rose only 1.5%.
- Cash dividend increased 1.6% vs Q1 2024, marking 36 consecutive years of increases.
- Total capital ratio $170M above regulatory minimums; liquidity and capital ratios improving.