earnings
confidence high
sentiment positive
materiality 0.85
American Integrity Insurance Q4 net income $20.9M ($1.07 EPS), FY $97.4M; special dividend $1.02/share
American Integrity Insurance Group, Inc.
2025-FY EPS
reported $5.65
vs consensus $0.64
▲ beat
(+781.2%)
- Q4 net income $20.9M ($1.07 diluted EPS) vs $8.0M ($0.62) YoY; adjusted EPS $1.11.
- Full-year 2025 net income $97.4M ($5.65 diluted EPS) vs $38.0M ($2.95); combined ratio 63.7% vs 80.9%.
- Policies-in-force 421,866 (+18.5% YoY); gross premiums earned $885M (+29.7%).
- Board declares special cash dividend of $1.02/share, payable March 30, 2026 to record March 16, 2026; aggregate ~$20M.