earnings
confidence high
sentiment positive
materiality 0.75
The Bancorp Q1 2026 EPS $1.41, net income $60.1M, loans up 22% YoY
Bancorp, Inc.
2026-Q1 EPS reported
$1.41
- EPS $1.41 vs $1.19 in 1Q25 (+18%); net income $60.1M vs $57.2M.
- Total loans $7.75B (+22% YoY); fintech loans $1.65B (+187% YoY).
- Net interest margin 3.87% (down from 4.07% in 1Q25); NII $88.8M.
- GDV $52.51B (+18% YoY); non-interest income $72.5M (45% of revenue).
- Criticized REBL assets fell 70% YoY to $59.1M; $50M share repurchase (843k shares).