KBRA affirms Bancorp's credit ratings with stable outlook; notes 16% fee income growth

Bancorp, Inc.

KBRA affirmed Company's BBB+ senior unsecured, BBB subordinated, K2 short-term debt ratings; outlook stable.
Bank's A- deposit and senior unsecured, BBB+ subordinated, K2 short-term deposit/debt ratings affirmed; outlook stable.
Non-interest income up 16% YoY in H1 2026; fee income ~1.9% of avg assets; ROAA >=2.5% since 2023.
Cost of funds 1.86% for H1 2026; cited granular deposit base and long-term partnerships.

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