earnings
confidence high
sentiment positive
materiality 0.65
Muncy Columbia Financial Q3 net income up 33% to $1.90 per share; net interest margin expands to 4.15%
MUNCY COLUMBIA FINANCIAL Corp
2025-Q3 EPS reported
$4.76
- Net income $6.7M ($1.90/diluted share) vs $5.1M ($1.42) in Q3 2024, up 33%.
- Net interest margin (FTE) 4.15% vs 3.48%; net interest income rose $2.9M to $15.7M.
- Non-performing assets increased to $15.5M (0.94% of assets) from $10.1M, due to higher non-accrual loans.
- Book value per share $52.17 vs $47.11; equity/assets ratio 11.15% vs 10.43%.
- Third quarter dividend $0.45/share (up $0.01); nine-month dividends $1.85 inclusive of $0.50 special.