Recent 8-K filings for ABCB

• July 23, 2026, 4:16 PM ET earnings materiality 0.85 negative item 2.02item 7.01item 9.01

  Ameris Bancorp Q2 GAAP EPS $0.77 on $82.5M litigation charge; adjusted EPS $1.60

  Net income $51.4M ($0.77 diluted EPS) vs $109.8M ($1.60) YoY; adjusted net income $107.3M ($1.60).

• June 12, 2026, 5:20 PM ET litigation materiality 0.85 negative item 8.01

  Jury awards $79.4M against Ameris Bank in wrongful termination suit; company to appeal

  Jury awarded $16.525M in economic/non-economic damages plus statutory penalties and $62.9M in punitive damages.

• April 23, 2026, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Ameris Bancorp Q1 2026 net income $110.5M, EPS $1.63, ROA 1.62%, NIM expands 3bps to 3.88%

  Net income $110.5M ($1.63 diluted EPS) vs $87.9M ($1.27) a year ago; revenue grew 9.5% annualized.

• January 29, 2026, 6:59 PM ET earnings materiality 0.80 positive item 2.02item 7.01item 9.01

  Ameris Bancorp Q4 net income $108.4M ($1.59 EPS); full-year record $412.2M

  Q4 net income $108.4M ($1.59 diluted EPS) vs $94.4M ($1.37) a year ago; FY net income $412.2M ($6.00) vs $358.7M ($5.19).

• October 27, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  Ameris Bancorp Q3 net income $106M, EPS $1.54; NIM expands to 3.80%

  Net income $106.0M ($1.54 diluted EPS) vs $99.2M ($1.44) a year ago; ROAA 1.56%, ROTCE 14.57%.

• October 20, 2025, 7:59 PM ET other material materiality 0.65 positive item 8.01item 9.01

  Ameris Bancorp authorizes $200M share repurchase program through Oct 2026

  Board authorized repurchase of up to $200M of common stock through October 31, 2026.

• July 28, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  Ameris Bancorp Q2 net income $109.8M, EPS $1.60; NIM expands to 3.77%

  Net income $109.8M ($1.60 diluted EPS) vs $90.8M ($1.32) in Q2 2024; YTD net income $197.8M.

• April 28, 2025, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 7.01item 9.01

  Ameris Bancorp Q1 2025 net income $87.9M, EPS $1.27; NIM expands 9 bps to 3.73%

  Net income $87.9M, diluted EPS $1.27 vs $74.3M, $1.08 in Q1 2024.

• January 30, 2025, 6:59 PM ET earnings materiality 0.80 positive item 2.02item 7.01item 9.01

  Ameris Bancorp Q4 2024 EPS $1.37; NIM expands to 3.64%; dividend up 33% to $0.20

  Net income $94.4M ($1.37 diluted EPS) vs $65.9M ($0.96) YoY; adjusted EPS $1.38.

• October 24, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  Ameris Bancorp Q3 net income $99.2M ($1.44 EPS); TCE ratio >10%; authorizes $100M buyback

  Net income $99.2M ($1.44 diluted EPS); adjusted net income $95.2M ($1.38).

• July 25, 2024, 7:59 PM ET earnings materiality 0.80 positive item 2.02item 7.01item 9.01

  Ameris Bancorp Q2 net income $90.8M ($1.32 EPS); NIM expands to 3.58% from 3.51%

  Net income $90.8M, $1.32 diluted EPS; adjusted net income $80.8M, $1.17 adjusted EPS.

• April 25, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Ameris Bancorp Q1 2024 net income $74.3M ($1.08 EPS); adjusted EPS $1.10

  Net income $74.3M vs $60.4M in Q1 2023; adjusted net income $75.6M.

• January 25, 2024, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Ameris Bancorp Q4 net income $65.9M ($0.96 EPS) vs $82.2M a year ago; FY 2023 EPS $3.89 vs $4.99

  Q4 2023 net income $65.9M ($0.96 diluted EPS) vs $82.2M ($1.18) in Q4 2022; adjusted EPS $1.07.

• October 19, 2023, 7:59 PM ET regulatory materiality 0.60 neutral item 7.01item 9.01

  Ameris Bancorp settles DOJ fair lending claims with $7.5M in mortgage subsidies, no penalty

  Settlement resolves alleged fair lending violations in Jacksonville metro area from 2016-2021.

• April 27, 2023, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Ameris Bancorp Q1 net income $60.4M ($0.87 EPS); credit provision surges to $49.7M

  Net income $60.4M ($0.87 diluted EPS) vs $81.7M ($1.17) in Q1 2022; provision for credit losses rose to $49.7M from $6.2M YoY.

• April 26, 2022, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 7.01item 9.01

  Ameris Bancorp Q1 net income $81.7M ($1.17 EPS); NIM expands 17bps to 3.35%

  Net income $81.7M ($1.17 diluted EPS); adjusted $75.0M ($1.08).

• December 13, 2021, 6:59 PM ET M&A materiality 0.75 positive item 7.01item 9.01

  Ameris Bancorp acquires Balboa Capital, all-cash deal; originations >$415M in 2021

  All-cash acquisition of Balboa Capital, a provider of online business lending solutions.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.85 · Median 0.50 · Most common event earnings

11 positive 4 negative 24 neutral

source · ABCB on sec.gov