secwatch / observer

CITIZENS FINANCIAL GROUP INC/RI — fact timeline

Source-grounded facts extracted from CITIZENS FINANCIAL GROUP INC/RI's SEC 8-K filings across all families, newest first. Each cites a verbatim SEC excerpt.

CFG CITIZENS FINANCIAL GROUP INC/RI JSON
Earnings Releases

CITIZENS FINANCIAL GROUP INC/RI reported first quarter 2026 results: revenue $2,168 million, net income $517 million, EPS $1.13.

“Citizens Financial Group, Inc. Reports First Quarter 2026 Net Income of $517 million, up 39% YoY, and EPS of $1.13, up 47% YoY”
Governance Changes

CITIZENS FINANCIAL GROUP INC/RI: Filed a Certificate of Elimination to eliminate Series F Preferred Stock and a Restated Certificate of Incorporation integrating Series I Preferred Stock (effective 2025-10-06).

“On October 6, 2025, Citizens Financial Group, Inc. (the “Company”) filed a Certificate of Elimination to its Restated Certificate of Incorporation with the Secretary of State of the State of Delaware, which, effective upon filing, eliminated from the Restated Certificate of Incorporation all matters set forth in the Certificate of Designations with respect to its 5.650% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series F (the “Series F Preferred Stock”). All outstanding shares of the Series F Preferred Stock were redeemed on October 6, 2025. A copy of the Certificate of Elimination relating to the Series F Preferred Stock is filed as Exhibit 3.1 to this Current Report on Form 8-K and is incorporated herein by reference. A Restated Certificate of Incorporation reflecting (i) the elimination of the Series F Preferred Stock; and (ii) the integration of the Company’s previously filed Certificate of Designations for the 6.500% Fixed-Rate Reset Non-Cumulative Perpetual Prefer”
Governance Changes

CITIZENS FINANCIAL GROUP INC/RI: Filed a Certificate of Designations to establish the preferences, limitations and relative rights of Series I Preferred Stock (effective 2025-07-25).

“On July 25, 2025, the Registrant filed a Certificate of Designations (the “Certificate of Designations”) with the Secretary of State of the State of Delaware to establish the preferences, limitations and relative rights of the Series I Preferred Stock.”

John F. Woods departed as Chief Financial Officer at CITIZENS FINANCIAL GROUP INC/RI.

“John F. Woods, Vice Chair and Chief Financial Officer, notified the Company on April 24, 2025 of his decision to depart from the Company to accept another opportunity.”

Brendan Coughlin changed role as President at CITIZENS FINANCIAL GROUP INC/RI.

“Brendan Coughlin, currently Vice Chair and Head of Consumer, Private Banking and Wealth, has been promoted to President”

Wendy Watson departed as Director at CITIZENS FINANCIAL GROUP INC/RI.

“The Company also announced that Wendy Watson will retire from the Board after her current term expires at the annual meeting of shareholders in April 2025.”

Claude E. Wade was appointed as Director at CITIZENS FINANCIAL GROUP INC/RI.

“On September 19, 2024 its board of directors (the “Board”) appointed Claude E. Wade to the Company’s Board effective March 1, 2025.”

Christopher Schnirel was appointed as Controller and Chief Accounting Officer at CITIZENS FINANCIAL GROUP INC/RI.

“On September 11, 2024, Citizens Financial Group, Inc. (the “Company” or “Citizens”) appointed Christopher Schnirel as Controller and Chief Accounting Officer, effective October 21, 2024.”

Don McCree was named as Senior Vice Chair at CITIZENS FINANCIAL GROUP INC/RI.

“On June 13, 2024, the Board named Don McCree, Vice Chair and Head of Commercial Banking, as Senior Vice Chair.”

John F. Woods was appointed as Chief Accounting Officer (interim) at CITIZENS FINANCIAL GROUP INC/RI.

“Upon Mr. Read’s departure, John F. Woods, Vice Chair and Chief Financial Officer of the Company, will serve as Chief Accounting Officer on an interim basis while the Company conducts an internal and external search for Mr. Read’s successor.”

Jack Read resigned as Corporate Controller and Chief Accounting Officer at CITIZENS FINANCIAL GROUP INC/RI.

“On June 7, 2024, Jack Read, Corporate Controller and Chief Accounting Officer of Citizens Financial Group, Inc. (the “Company”) informed the Company of his decision to resign, effective August 7, 2024, to pursue a career opportunity with an organization outside of the banking sector.”
Shareholder Votes

CITIZENS FINANCIAL GROUP INC/RI shareholders approved Ratification of Deloitte & Touche LLP as Registered Independent Public Accounting Firm for 2024 at the 2024-04-25 meeting.

“6. Ratification of Deloitte & Touche LLP as Registered Independent Public Accounting Firm for 2024: For 410,899,738 Against 12,468,275 Abstain 359,071”
Shareholder Votes

CITIZENS FINANCIAL GROUP INC/RI shareholders approved Approve the Amended and Restated 2014 Employee Stock Purchase Plan at the 2024-04-25 meeting.

“5. Approve the Amended and Restated 2014 Employee Stock Purchase Plan: For 392,787,825 Against 3,171,999 Abstain 364,144”
Shareholder Votes

CITIZENS FINANCIAL GROUP INC/RI shareholders approved Approve the Amended and Restated 2014 Omnibus Incentive Plan at the 2024-04-25 meeting.

“4. Approve the Amended and Restated 2014 Omnibus Incentive Plan: For 382,855,933 Against 12,942,791 Abstain 525,244”
Shareholder Votes

CITIZENS FINANCIAL GROUP INC/RI shareholders approved Advisory Vote on Executive Compensation at the 2024-04-25 meeting.

“3. Advisory Vote on Executive Compensation: For 248,447,683 Against 147,116,010 Abstain 760,275”
Shareholder Votes

CITIZENS FINANCIAL GROUP INC/RI shareholders approved Approve the Amended and Restated 2014 Non-Employee Directors Compensation Plan at the 2024-04-25 meeting.

“2. Approve the Amended and Restated 2014 Non-Employee Directors Compensation Plan: For 383,048,864 Against 12,782,490 Abstain 492,614”
Shareholder Votes

CITIZENS FINANCIAL GROUP INC/RI shareholders approved Election of Directors at the 2024-04-25 meeting.

“1. Election of Directors: Shares For Shares Against Shares Abstain Lee Alexander 393,853,664 2,157,599 312,705 Tracy A. Atkinson 393,531,349 2,492,399 300,220 Christine M. Cumming 394,745,313 1,286,996 291,659 Kevin Cummings 393,016,519 3,006,997 300,452 William P. Hankowsky 369,437,917 26,563,278 322,773 Edward J. Kelly III 370,136,410 25,865,876 321,682 Robert G. Leary 393,838,853 2,172,620 312,495 Terrance J. Lillis 384,916,442 11,085,987 321,539 Michele N. Siekerka 384,454,798 11,530,443 338,727 Christopher J. Swift 393,920,213 2,072,312 331,443 Bruce Van Saun 377,920,873 14,348,224 4,054,871 Wendy A. Watson 375,026,950 20,998,771 298,247 Marita Zuraitis 380,425,201 15,577,923 320,844”
Earnings Releases

CITIZENS FINANCIAL GROUP INC/RI reported first quarter 2024 results: revenue $ 1,959, net income $334 million, EPS $0.65.

“reduced further to $2.0 billion, down 83% YoY ■ Strong CET1 ratio of 10.6%; TCE ratio of 6.5% ■ TBV/share of $30.19, down 2% QoQ reflecting rate impacts on AOCI Total revenue $ 1,959 $ 1,988 $ 2,128 Pre-provision profit 601 376 832 Underlying pre-provision profit 683 721 898 Provision for credit losses 171 171 168 Net income 334 189 511 Underlying net income”

Shivan Subramaniam retired as Director at CITIZENS FINANCIAL GROUP INC/RI.

“Shivan Subramaniam, who will retire from the Board after his current term expires at the annual meeting of shareholders in April 2024”

Edward J. Kelly III was appointed as Lead Independent Director at CITIZENS FINANCIAL GROUP INC/RI.

“Edward J. Kelly III, who has served on the Board since 2019, will be appointed as the Company’s lead independent director, subject to his reelection, succeeding Shivan Subramaniam.”

Tracy A. Atkinson was appointed as Director at CITIZENS FINANCIAL GROUP INC/RI.

“the Board appointed Tracy A. Atkinson to the Company’s Board effective March 1, 2024.”
Earnings Releases

CITIZENS FINANCIAL GROUP INC/RI reported full year 2023 results: net income $1.6 billion, EPS $3.13.

“2023 Net Income of $1.6 billion and EPS of $3.13”
Earnings Releases

CITIZENS FINANCIAL GROUP INC/RI reported fourth quarter and full year 2023 results: net income $189 million, EPS $0.34.

“Citizens Financial Group, Inc. Reports Fourth Quarter 2023 Net Income of $189 million and EPS of $0.34”
Earnings Releases

CITIZENS FINANCIAL GROUP INC/RI reported third quarter 2023 results: revenue $ 2,014, net income $430 million, EPS $0.85.

“On October 18, 2023, Citizens Financial Group, Inc. (the “Company”) issued a press release announcing its third quarter 2023 earnings and posted on its website the press release and a financial supplement.”
Earnings Releases

CITIZENS FINANCIAL GROUP INC/RI reported second quarter 2023 results: net income $478 million, EPS $0.92 per diluted share.

“Citizens Financial Group, Inc. Reports Second Quarter 2023 Net Income of $478 million and EPS of $0.92”
Shareholder Votes

CITIZENS FINANCIAL GROUP INC/RI shareholders approved Ratification of Deloitte & Touche LLP as Registered Independent Public Accounting Firm for 2023 at the 2023-04-27 meeting.

“3. Ratification of Deloitte & Touche LLP as Registered Independent Public Accounting Firm for 2023: For 426,415,774 Against 15,401,059 Abstain 281,413”
Shareholder Votes

CITIZENS FINANCIAL GROUP INC/RI shareholders approved Advisory Vote on Executive Compensation at the 2023-04-27 meeting.

“2. Advisory Vote on Executive Compensation: For 384,038,354 Against 28,584,543 Abstain 551,891”
Shareholder Votes

CITIZENS FINANCIAL GROUP INC/RI shareholders approved Election of Directors at the 2023-04-27 meeting.

“There were 28,923,458 broker non-votes for each of proposals 1 and 2 and no broker non-votes for proposal 3. 1. Election of Directors: Shares For Shares Against Shares Abstain Lee Alexander 409,836,384 3,022,741 315,663 Christine M. Cumming 409,476,857 3,427,577 270,354 Kevin Cummings 408,892,932 3,967,242 314,614 William P. Hankowsky 388,921,428 23,936,536 316,824 Edward J. Kelly III 395,382,644 17,473,381 318,763 Robert G. Leary 409,868,248 2,988,852 317,688 Terrance J. Lillis 405,465,587 7,389,859 319,342 Michele N. Siekerka 409,353,786 3,539,309 281,693 Shivan S. Subramaniam 375,984,419 36,878,271 312,098 Christopher J. Swift 409,807,379 3,049,570 317,839 Bruce Van Saun 380,319,406 30,799,535 2,055,847 Wendy A. Watson 391,885,603 21,009,713 279,472 Marita Zuraitis 400,659,902 12,225,072 289,814”
Earnings Releases

CITIZENS FINANCIAL GROUP INC/RI reported financial results for first quarter 2023.

“Citizens Financial Group, Inc. Reports First Quarter 2023 Net Income of $511 million and EPS of $1.00 Underlying Net Income of $560 million and EPS of $1.10”

Malcolm Griggs departed as Chief Risk Officer at CITIZENS FINANCIAL GROUP INC/RI.

“the retirement of Malcolm Griggs”

Richard Stein was appointed as Chief Risk Officer at CITIZENS FINANCIAL GROUP INC/RI.

“Richard Stein will assume the role of Chief Risk Officer”
Earnings Releases

CITIZENS FINANCIAL GROUP INC/RI reported financial results for fourth quarter and full year 2022.

“On January 17, 2023, Citizens Financial Group, Inc. (the “Company”) issued a press release announcing its fourth quarter and full year 2022 earnings”

Michele N. Siekerka was appointed as Director at CITIZENS FINANCIAL GROUP INC/RI.

“Citizens Financial Group, Inc. (“Citizens”) appointed Kevin Cummings and Michele N. Siekerka”

Kevin Cummings was appointed as Director at CITIZENS FINANCIAL GROUP INC/RI.

“Citizens Financial Group, Inc. (“Citizens”) appointed Kevin Cummings and Michele N. Siekerka”

Facts are extracted by an LLM and gated to those whose source quote is present verbatim in the filing text. Coverage is best-effort while backfill and monitoring mature; this is not yet a full-market index. See methodology.