CONSUMER PORTFOLIO SERVICES, INC. — fact timeline

CONSUMER PORTFOLIO SERVICES, INC. reported first quarter ended March 31, 2026 results: revenue $112.3 million, net income $5.5 million, EPS $0.24 per diluted share.

“passcode 8293043. --- EX-99.1 (PRESS RELEASE) --- EX-99.1 2 cps_ex9901.htm PRESS RELEASE Exhibit 99.1 NEWS RELEASE CPS ANNOUNCES FIRST QUARTER 2026 EARNINGS § Revenues of $112.3 million compared to $106.9 million in the prior year period § Net income of $5.5 million for the first quarter of 2026, an 18% increase from prior year § Total portfolio balance of”

CONSUMER PORTFOLIO SERVICES, INC. incurred debt of $514.07 million at 4.35%, 4.59%, 4.93%, 5.20%, 7.14%.

“the Trust issued and sold $514.07 million of asset-backed Notes, in five classes (such Notes collectively, the “Notes”)”

CONSUMER PORTFOLIO SERVICES, INC. incurred revolving credit of $390 million with Capital One, N.A. at a margin above the secured overnight financing rate.

“mended a revolving credit agreement (the "Credit Agreement") and related agreements with Capital One, N.A., and a Class B Lender (the “Lenders”), all of which have been in place since October 2025.”

CONSUMER PORTFOLIO SERVICES, INC. amended Credit Agreement with Capital One, N.A., and a Class B Lender valued at up to a maximum of $390 million (effective 2026-04-03).

“On April 3, 2026, Consumer Portfolio Services, Inc. ("CPS" or the "Company") and its wholly-owned subsidiary Page Eleven Funding LLC (the “Borrower”) amended a revolving credit agreement (the "Credit Agreement") and related agreements with Capital One, N.A., and a Class B Lender (the “Lenders”), all of which have been in place since October 2025.”

CONSUMER PORTFOLIO SERVICES, INC. incurred senior notes of $345.61 million with Computershare Trust Company, N.A. at 4.19%, 4.43%, 4.63%, 4.98%, 6.66%.

“the Trust issued and sold $345.61 million of asset-backed Notes, in five classes (such Notes collectively, the "Notes")”

CONSUMER PORTFOLIO SERVICES, INC. incurred senior notes of $384.6 million at 4.46% to 7.69%.

“the Trust issued and sold $384.6 million of asset-backed Notes, in five classes (such Notes collectively, the "Notes")”

CONSUMER PORTFOLIO SERVICES, INC. incurred credit facility of $19.6 million.

“CPS incurred approximately $19.6 million of indebtedness under the revolving credit facility on October 22, 2025.”

CONSUMER PORTFOLIO SERVICES, INC. incurred revolving credit of $167.5 million with Capital One, N.A. and a Class B lender at one-month SOFR plus 2.75%, but in all events no less than 3% per year maturing October 18, 2027.

“Under the Credit Agreement, and subject to its terms and conditions, the Lenders have agreed to lend from time to time prior to the funding termination date up to a maximum of $167.5 million to be outstanding at any time. The amount that may be advanced under the Credit Agreement will be up to 95.5% of the principal amount of eligible pledged receivables. The”

CONSUMER PORTFOLIO SERVICES, INC. incurred senior notes of $418.33 million of asset-backed Notes with Computershare Trust Company, N.A. at 4.71% / 4.71% / 4.91% / 5.28% / 6.59%.

“the Trust issued and sold $418.33 million of asset-backed Notes, in five classes (such Notes collectively, the "Notes")”

Laurie A. Straten retired as Executive Vice President of Servicing at CONSUMER PORTFOLIO SERVICES, INC..

“On July 18, 2024, the registrant’s Executive Vice President of Servicing and named executive officer, Laurie A. Straten, retired as Executive Vice President of Servicing.”

CONSUMER PORTFOLIO SERVICES, INC. reported first quarter ended March 31, 2024 results: revenue $91.7 million, net income $4.6 million, EPS $0.19 per diluted share.

“CPS ANNOUNCES FIRST QUARTER 2024 EARNINGS § Revenues of $91.7 million compared to $83.1 million in the prior year period § Pretax income of $6.6 million § Net income of $4.6 million, or $0.19 per diluted share”