CPSS Q1 2026 net income $5.5M, revenue $112.3M, portfolio record $3.94B

CONSUMER PORTFOLIO SERVICES, INC.

2026-Q1 EPS reported $0.24 revenue$112,334,000

Net income $5.5M ($0.24 diluted EPS), up 18% vs $4.7M ($0.19) in Q1 2025.
Revenue $112.3M, up 5.1% from $106.9M in prior year period.
New contract purchases $533.2M, up 18% YoY; total portfolio $3.942B (record).
30+ day delinquencies improved to 11.58% from 12.35% YoY; annualized net charge-offs rose to 8.57% from 7.54%.
Management cites strong origination growth and focus on margin expansion and credit performance.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

CONSUMER PORTFOLIO SERVICES, INC. reported first quarter ended March 31, 2026 results: revenue $112.3 million, net income $5.5 million, EPS $0.24 per diluted share.

Period: first quarter ended March 31, 2026
Revenue: $112.3 million
Net income: $5.5 million
EPS: $0.24 per diluted share
Result: reported results

Exact text from the filing

passcode 8293043. --- EX-99.1 (PRESS RELEASE) --- EX-99.1 2 cps_ex9901.htm PRESS RELEASE Exhibit 99.1 NEWS RELEASE CPS ANNOUNCES FIRST QUARTER 2026 EARNINGS § Revenues of $112.3 million compared to $106.9 million in the prior year period § Net income of $5.5 million for the first quarter of 2026, an 18% increase from prior year § Total portfolio balance of

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Source: SEC EDGAR

accession 0001683168-26-003502

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