Recent 8-K filings for HBNC

• January 21, 2026, 6:59 PM ET earnings materiality 0.85 positive item 2.02item 7.01item 9.01

  Horizon Bancorp Q4 net income $26.9M ($0.53 EPS); NIM expands to 4.29%, ROA 1.63%

  Q4 net income $26.9M ($0.53 diluted EPS) vs Q3 net loss $222.0M (-$4.69) and Q4 2024 net loss $10.9M (-$0.25).

• October 22, 2025, 7:59 PM ET earnings materiality 0.85 negative item 2.02item 7.01item 9.01

  Horizon Bancorp Q3 net loss $222M on balance sheet repositioning; NIM expands to 3.52%

  Net loss of $222.0M ($4.69 diluted EPS) vs Q2 net income $20.6M ($0.47); includes $299M securities loss, $7.7M auto portfolio loss, $12.7M prepayment penalty.

• September 15, 2025, 7:59 PM ET other material materiality 0.80 positive item 8.01item 9.01

  Horizon Bancorp completes balance sheet repositioning; securities sale loss $299.1M vs expected $309.1M

  Closed public offering of 7.14M shares for net proceeds $98.6M; issued $100M subordinated notes at 7.00% fixed rate through 2030.

• August 29, 2025, 7:59 PM ET debt materiality 0.65 neutral item 1.01item 2.03item 7.01item 9.01 ◈ Debt Financings

  Horizon Bancorp issues $100M in 7% subordinated notes due 2035; to redeem $56.5M of 5.625% notes

  Issued $100M aggregate principal of 7.00% Fixed-to-Floating Rate Subordinated Notes due 2035 in a private placement.

• August 22, 2025, 7:59 PM ET other material materiality 0.60 neutral item 1.0item 7.0item 7.01item 9.01

  Horizon Bancorp closes $103.5M common stock offering of 7.14M shares at $14.50/share

  Total shares sold: 7,138,050, including full exercise of underwriter option for 931,050 shares.

• August 21, 2025, 7:59 PM ET other material materiality 0.65 neutral item 7.01item 9.01

  Horizon Bancorp prices $90M common stock offering at $14.50/share

  Priced 6.207M shares at $14.50/share for gross proceeds of ~$90M.

• August 20, 2025, 7:59 PM ET other material materiality 0.70 neutral item 7.01item 9.01

  Horizon Bancorp launches underwritten public offering of common stock for balance sheet repositioning

  HBNC launches common stock offering; underwriters granted a 30-day option to purchase up to 15% additional shares.

• July 23, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 7.01item 9.01

  Horizon Bancorp Q2 EPS $0.47; NIM expands to 3.23%, commercial loans grow 14.8% annualized

  Net income $20.6M ($0.47 diluted) vs $14.1M ($0.32) in Q2 2024; net interest margin (FTE) 3.23% seventh consecutive expansion.

• April 23, 2025, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 7.01item 9.01

  Horizon Bancorp Q1 net income $23.9M ($0.54 EPS); NIM expands to 3.04%

  Net income $23.9M ($0.54 diluted EPS); Q4 2024 net loss $10.9M (-$0.25); Q1 2024 $14.0M ($0.32).

• January 22, 2025, 6:59 PM ET earnings materiality 0.70 neutral item 2.02item 7.01item 8.01item 9.01

  Horizon Bancorp Q4 net loss $0.25/dil share; NIM expands to 2.97%, commercial loans grow 22.4% annualized

  Net loss of $10.9M ($0.25 diluted loss) vs net income of $18.2M ($0.41) in Q3 2024; loss driven by $39.1M pre-tax loss on securities repositioning.

• October 23, 2024, 7:59 PM ET earnings materiality 0.80 positive item 2.02item 7.01item 9.01

  Horizon Bancorp Reports Q3 2024 EPS of $0.41, Announces Strategic Actions

  Q3 2024 net income $18.2M ($0.41 diluted share), up from $14.1M ($0.32) in Q2 2024.

• July 24, 2024, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 7.01item 9.01

  Horizon Bancorp Q2 2024 EPS $0.32; NIM expands to 2.64%

  Net income $14.1M ($0.32 diluted EPS) vs $18.8M ($0.43) a year ago.

• January 24, 2024, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 7.01item 9.01 ◈ Earnings Releases ×3

  Horizon Bancorp reports Q4 net loss of $25.2M on balance sheet restructuring; adjusted EPS $0.33

  Net loss of $25.2M ($0.58 diluted EPS) due to $38.7M after-tax balance sheet restructuring (sale of $382.7M securities, surrender of $112.8M BOLI).

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.85 · Median 0.30 · Most common event earnings

8 positive 3 negative 39 neutral

source · HBNC on sec.gov