Recent 8-K filings for IBCP

• April 29, 2026, 7:59 PM ET M&A materiality 0.80 positive item 7.01item 9.01

  Independent Bank Corp to Hold Investor Meetings on Merger with HCB Financial Corp

  Independent Bank Corp (IBCP) will conduct one-on-one investor meetings in April/May 2026.

• March 18, 2026, 7:59 PM ET M&A materiality 0.80 positive item 1.01item 7.01item 9.01 ◈ Material Agreements

  Independent Bank to acquire HCB Financial for ~$70.2M in cash/stock, ~6% EPS accretive

  HCB shareholders receive 1.590 shares of IBCP stock + $17.51 cash per share; total consideration ~$70.2M.

• January 22, 2026, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  Independent Bank Corp Q4 EPS $0.89, net income $18.6M; board authorizes 5% share repurchase

  Net income $18.6M ($0.89 diluted) vs $18.5M ($0.87) prior year; FY2025 net income $68.5M ($3.27).

• October 28, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  Independent Bank Q3 net income $17.5M ($0.84 EPS) vs $13.8M a year ago; loan growth 3.2% annualized

  Q3 net income $17.5M ($0.84 diluted EPS) vs $13.8M ($0.65) in Q3 2024; net interest income up 8.4% YoY to $45.4M.

• July 24, 2025, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01

  Independent Bank Q2 net income $16.9M ($0.81 EPS), down from $18.5M YoY; loan growth 9% annualized

  Net interest income of $44.6M (+7.9% YoY); net interest margin expanded nine bps QoQ to 3.58%.

• April 24, 2025, 7:59 PM ET earnings materiality 0.60 positive item 2.02item 9.01

  Independent Bank Q1 net income $15.6M ($0.74 EPS); TBVPS up 13% YoY

  Net income $15.6M vs $16.0M prior year; diluted EPS $0.74 vs $0.76.

• January 23, 2025, 6:59 PM ET earnings materiality 0.80 positive item 2.02item 9.01

  Independent Bank Q4 net income $18.5M ($0.87 EPS) beats year-ago, loan growth 10% annualized

  Net income $18.5M ($0.87 diluted EPS) vs. $13.7M ($0.65) in Q4 2023; full-year EPS $3.16 vs. $2.79.

• October 24, 2024, 7:59 PM ET earnings materiality 0.70 neutral item 2.02item 9.01

  Independent Bank Q3 net income $13.8M ($0.65 EPS); loan growth 9.3% annualized

  Net income $13.8M, down 21% from $17.5M in Q3 2023; diluted EPS $0.65 vs $0.83.

• July 25, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  Independent Bank Q2 net income $18.5M, EPS $0.88 (+25.7% YoY); net interest margin expands to 3.40%

  Net income of $18.5M ($0.88 diluted EPS) vs $14.8M ($0.70) in Q2 2023, up 25.3% and 25.7% respectively.

• April 25, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  IBCP Q1 2024: EPS $0.76 (+24.6% YoY), loan growth 5.3% annualized, NIM 3.30%

  Net income $16.0M ($0.76 diluted EPS), up 24.6% YoY from $0.61.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.80 · Median 0.53 · Most common event earnings

9 positive 0 negative 13 neutral

source · IBCP on sec.gov