Jefferson Capital, Inc. / DE — fact timeline

Jefferson Capital, Inc. / DE amended revolving credit of $150,000,000 with Citizens Bank, N.A..

“The Amendment increased the aggregate revolving credit commitments under the Credit Agreement by $150,000,000 from $1,000,000,000 to $1,150,000,000.”

Jefferson Capital, Inc. / DE amended Amendment No. 8 to Credit Agreement with Citizens Bank, N.A. valued at $150,000,000 increase from $1,000,000,000 to $1,150,000,000 aggregate revolving credit commitments (effective 2026-04-22).

“On April 22, 2026 (the "Amendment Effective Date"), CL Holdings, LLC, a Georgia limited liability company ("CL Holdings"), Jefferson Capital Systems, LLC, a Georgia limited liability company ("JCap"), JC International Acquisition, LLC, a Georgia limited liability company ("JCIA"), CFG Canada Funding, LLC, a Delaware limited liability company ("CFG" and, together with CL Holdings, JCap and JCIA, the "Borrowers"), and certain subsidiaries of the Borrowers, the existing lenders party thereto, the incremental lenders party thereto and Citizens Bank, N.A., as administrative agent (in such capacity, the "Administrative Agent"), entered into that certain Amendment No. 8 to Credit Agreement (the "Amendment"), which amended the Credit Agreement, dated as of May 21, 2021 (as amended, restated, amended and restated, supplemented or otherwise modified prior to the Amendment Effective Date, the "Credit Agreement"), by and among the Borrowers, the lenders party thereto and the Administrative Agent.”

Jefferson Capital, Inc. / DE completed an acquisition involving Bluestem (BLST Holding Company LLC, BLST Operating Company, LLC, BLST FinCo, LLC and BLST FinCo SubCo, LLC) for $196.1 million (closed 2025-12-04).

“ongoing originations through the Bluestem platform, and the Acquisition did not include any Bluestem retail operations or assets. The net purchase price for the portfolio was $196.1 million and the estimated remaining collections associated with the portfolio are $310.0 million. The foregoing description of the Purchase Agreement does not purport to be complete and”

Jefferson Capital, Inc. / DE amended credit facility of $1,000,000,000 with Citizens Bank, N.A. at reduced by fifty (50) basis points maturing October 27, 2030.

“The Amendment effected certain amendments to the terms of the credit facility under the Existing Credit Agreement, including, among other things, to (i) increase the Aggregate Commitments (as defined in the Amended Credit Agreement) by $175,000,000 to an aggregate amount of $1,000,000,000, (ii) reduce the interest rate margins applicable to loans outstanding under the credit facility by fifty (50) basis points”