secwatch / observer

Jefferson Capital, Inc. / DE — fact timeline

Source-grounded facts extracted from Jefferson Capital, Inc. / DE's SEC 8-K filings across all families, newest first. Each cites a verbatim SEC excerpt.

JCAP Jefferson Capital, Inc. / DE JSON
Shareholder Votes

Jefferson Capital, Inc. / DE shareholders approved Ratification of the appointment of Deloitte & Touche LLP as the Company's independent registered public accounting firm for 2026 at the 2026-06-05 meeting.

“Item 2 - Ratification of the appointment of Deloitte & Touche LLP as the Company’s independent registered public accounting firm for the year ending December 31, 2026. Votes FOR Votes AGAINST Votes ABSTAINED Broker Non-Votes 58,327,463 52,556 423 0”
Shareholder Votes

Jefferson Capital, Inc. / DE shareholders approved Election of three Class I director nominees to the Board for a term expiring at the 2029 annual meeting at the 2026-06-05 meeting.

“Item 1 - Election of three Class I director nominees to the Board for a term of office expiring on the date of the Company’s annual meeting of stockholders to be held in 2029 and until their respective successors have been duly elected and qualified. Votes FOR Votes WITHHELD Broker Non-Votes David Burton 47,404,927 9,408,046 1,567,469 Thomas Harding 46,566,739 10,246,234 1,567,469 Thomas Lydon, Jr. 46,727,742 10,085,231 1,567,469”
Earnings Releases

Jefferson Capital, Inc. / DE reported first quarter 2026 results: revenue $176.4 million, net income $37.6 million, EPS $0.61.

“resources.” ​ ​ First Quarter 2026 Highlights (vs. First Quarter 2025) ● Record collections grew 19% to $309.9 million ● ERC rose 18% to $3.4 billion ● Record revenue up 14% to $176.4 million ● Sector-leading Cash Efficiency Ratio of 73.0% ● Leverage ratio* improved to 1.79x as compared to 2.17x ● Pre-tax Income of $51.1 million with Net Income of $37.6 million and”
Debt Financings

Jefferson Capital, Inc. / DE amended revolving credit of $150,000,000 with Citizens Bank, N.A..

“The Amendment increased the aggregate revolving credit commitments under the Credit Agreement by $150,000,000 from $1,000,000,000 to $1,150,000,000.”
Material Agreements

Jefferson Capital, Inc. / DE amended Amendment No. 8 to Credit Agreement with Citizens Bank, N.A. valued at $150,000,000 increase from $1,000,000,000 to $1,150,000,000 aggregate revolving credit commitments (effective 2026-04-22).

“On April 22, 2026 (the "Amendment Effective Date"), CL Holdings, LLC, a Georgia limited liability company ("CL Holdings"), Jefferson Capital Systems, LLC, a Georgia limited liability company ("JCap"), JC International Acquisition, LLC, a Georgia limited liability company ("JCIA"), CFG Canada Funding, LLC, a Delaware limited liability company ("CFG" and, together with CL Holdings, JCap and JCIA, the "Borrowers"), and certain subsidiaries of the Borrowers, the existing lenders party thereto, the incremental lenders party thereto and Citizens Bank, N.A., as administrative agent (in such capacity, the "Administrative Agent"), entered into that certain Amendment No. 8 to Credit Agreement (the "Amendment"), which amended the Credit Agreement, dated as of May 21, 2021 (as amended, restated, amended and restated, supplemented or otherwise modified prior to the Amendment Effective Date, the "Credit Agreement"), by and among the Borrowers, the lenders party thereto and the Administrative Agent.”
Earnings Releases

Jefferson Capital, Inc. / DE reported Full Year 2025 results: revenue $613.3 million.

“Strong revenue growth of 42% to $613.3 million”
Earnings Releases

Jefferson Capital, Inc. / DE reported Fourth Quarter 2025 results: revenue $154.8 million, net income $37.7 million, EPS $0.58.

“ibit 99.1 ​ Jefferson Capital Reports Fourth Quarter and Full Year 2025 Results ​ Record Quarterly Collections Grow 41% to $245.3 Million and Record Deployments Grow 6% to $380.5 Million Fourth Quarter Pre-tax Income up 50% to $44.1 Million with Net Income of $37.7 Million and EPS of $0.58 Fourth Quarter Adjusted Pre-tax Income up 15% to $51.1 Million with Adjusted Net Income of $44.7 Million and Adjusted EPS of $0.69 Board of Directors Declares Quarterly Cash Dividend of $0.24 per Share ​ MINNEAPOLIS, March 12, 2026 /GLOBE NEWSWIRE/ -- Jefferson Capital, Inc.”
Earnings Releases

Jefferson Capital, Inc. / DE reported the year ended December 31, 2025 results: revenue $613.3 million.

“EPS of $0.69 ​ Full Year 2025 Highlights (vs. Full Year 2024) ● Collections grew 71% to $998.7 million ● Deployments up 15% to $832.1 million ● Strong revenue growth of 42% to $613.3 million ● Sector-leading Cash Efficiency Ratio of 74.0% ● Net Operating Income up 44% to $316.5 million ● Pre-tax Income up 59% to $218.4 million ● Adjusted Pre-tax Income* up 44% to”
M&A Transactions

Jefferson Capital, Inc. / DE completed an acquisition involving Bluestem (BLST Holding Company LLC, BLST Operating Company, LLC, BLST FinCo, LLC and BLST FinCo SubCo, LLC) for $196.1 million (closed 2025-12-04).

“ongoing originations through the Bluestem platform, and the Acquisition did not include any Bluestem retail operations or assets. The net purchase price for the portfolio was $196.1 million and the estimated remaining collections associated with the portfolio are $310.0 million. The foregoing description of the Purchase Agreement does not purport to be complete and”
Debt Financings

Jefferson Capital, Inc. / DE amended credit facility of $1,000,000,000 with Citizens Bank, N.A. at reduced by fifty (50) basis points maturing October 27, 2030.

“The Amendment effected certain amendments to the terms of the credit facility under the Existing Credit Agreement, including, among other things, to (i) increase the Aggregate Commitments (as defined in the Amended Credit Agreement) by $175,000,000 to an aggregate amount of $1,000,000,000, (ii) reduce the interest rate margins applicable to loans outstanding under the credit facility by fifty (50) basis points”

Facts are extracted by an LLM and gated to those whose source quote is present verbatim in the filing text. Coverage is best-effort while backfill and monitoring mature; this is not yet a full-market index. See methodology.