secwatch / observer

loanDepot, Inc. — fact timeline

Source-grounded facts extracted from loanDepot, Inc.'s SEC 8-K filings across all families, newest first. Each cites a verbatim SEC excerpt.

LDI loanDepot, Inc. JSON
Shareholder Votes

loanDepot, Inc. shareholders approved Approval, on a non-binding, advisory basis, of the compensation of the Company’s named executive officers. at the 2026-06-04 meeting.

“3. Approval, on a non-binding, advisory basis, of the compensation of the Company’s named executive officers. For Against Abstain Broker Non-Votes 238,963,889 10,549,037 125,985 54,689,960”
Shareholder Votes

loanDepot, Inc. shareholders approved Ratification of the appointment of Ernst & Young LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2026. at the 2026-06-04 meeting.

“2. Ratification of the appointment of Ernst & Young LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2026. For Against Abstain Broker Non-Votes 297,662,063 6,254,032 385,776 —”
Shareholder Votes

loanDepot, Inc. shareholders approved Election of three Class II directors to serve for a term of three years. at the 2026-06-04 meeting.

“1. Election of three Class II directors to serve for a term of three years. Director For Withheld Broker Non-Votes Andrew Dodson 236,408,220 13,203,691 54,689,960 Steven Ozonian 241,227,416 8,384,495 54,689,960 Pamela Patenaude 234,590,107 15,021,804 54,689,960”
Material Agreements

loanDepot, Inc. entered into At-the-market Sales Agreement with BTIG, LLC valued at $100,000,000 (effective 2026-05-15).

“On May 15, 2026, loanDepot, Inc. (the “Company”) entered into an At-the-market Sales Agreement (the “Agreement”) with BTIG, LLC (the “Sales Agent”). Pursuant to the terms of the Agreement, the Company may sell from time to time through the Sales Agent, shares of the Company’s Class A common stock, par value $0.001 per share, having an aggregate offering price of up to $100,000,000 (the “Shares”).”
Earnings Releases

loanDepot, Inc. reported first quarter ended March 31, 2026 results: revenue $286 million, net income ($55 million), EPS $(0.16) per diluted share.

“Quarter 2026 Highlights: • Loan origination volume decreased 5% to $7.66 billion from the prior quarter, while market share increased to 1.39% 1 . • Revenue decreased 8% to $286 million and adjusted revenue decreased 5% to $299 million compared to the prior quarter, primarily impacted by volatile interest rates and margin pressure. • Pull-through weighted gain”
Debt Financings

loanDepot, Inc. incurred guarantee with Mello Warehouse Securitization Trust 2026-1.

“loanDepot’s obligations under the Master Repurchase Agreement are guaranteed by LD Holdings Group, LLC”
Debt Financings

loanDepot, Inc. incurred senior notes of $500 million with U.S. Bank Trust Company, National Association at 30-day Term SOFR plus a margin maturing the earlier of (i) April 24, 2029, (ii) upon loanDepot exercising its right to optional prepayment in full or (iii) upon an event of default which results in th.

“(the “Company”) entered into an Indenture with U.S. Bank Trust Company, National Association, as indenture trustee and note calculation agent, and U.S.”
Material Agreements

loanDepot, Inc. terminated 2024-1 Securitization Facility with Mello Warehouse Securitization Trust 2024-1 valued at $300 million of notes terminated; no borrowings outstanding; no termination penalties incurred (effective 2026-04-27).

“On April 27, 2026, in connection with the anticipated consummation of the Mello Warehouse Securitization Trust 2026-1 transaction, loanDepot exercised its right to prepay in full its 2024-1 Securitization Facility (as defined below) and terminated (a) its Master Repurchase Agreement, dated as of September 27, 2024 (the “2024-1 MRA”), between Mello Warehouse Securitization Trust 2024-1 (“MWST 2024-1”), as buyer, and loanDepot, as seller; (b) its Indenture, dated as of September 27, 2024 (the “2024-1 Indenture”), between MWST 2024-1, as issuer, loanDepot, as servicer, and U.S. Bank Trust Company, National Association, as indenture trustee and note calculation agent, and U.S. Bank National Association, as standby servicer and initial securities intermediary; and (c) certain ancillary agreements (together with the 2024-1 Indenture and the 2024-1 MRA, the “2024-1 Securitization Facility”).”
Material Agreements

loanDepot, Inc. entered into Guaranty with Mello Warehouse Securitization Trust 2026-1 valued at guarantee of loanDepot’s obligations under the Master Repurchase Agreement (effective 2026-04-27).

“loanDepot’s obligations under the Master Repurchase Agreement are guaranteed by LD Holdings Group, LLC, a subsidiary of the Company, under a separate guaranty in favor of the Trust, dated as of April 27, 2026 (the “Guaranty”).”
Material Agreements

loanDepot, Inc. entered into Master Repurchase Agreement with Mello Warehouse Securitization Trust 2026-1 valued at backed by a revolving warehouse line of credit, secured by newly originated, first-lien, fixed rate (effective 2026-04-27).

“loanDepot’s obligations under the Master Repurchase Agreement are guaranteed by LD Holdings Group, LLC, a subsidiary of the Company, under a separate guaranty in favor of the Trust, dated as of April 27, 2026 (the “Guaranty”).”
Material Agreements

loanDepot, Inc. entered into Indenture with Mello Warehouse Securitization Trust 2026-1 valued at $500 million of notes (effective 2026-04-27).

“On April 27, 2026, Mello Warehouse Securitization Trust 2026-1 (the “Trust”) and loanDepot.com, LLC (“loanDepot”), both indirect subsidiaries of loanDepot, Inc. (the “Company”) entered into an Indenture with U.S. Bank Trust Company, National Association, as indenture trustee and note calculation agent, and U.S. Bank National Association, as standby servicer and initial securities intermediary (the “Indenture”).”
Earnings Releases

loanDepot, Inc. reported the fiscal year ended December 31, 2025 results: revenue $1.19 billion, net income Net loss of $108 million, EPS Diluted loss per share $ (0.30).

“loan origination volume since 2022. Grew market share 19% while investing in digital infrastructure to scale for growth. Full-year 2025 highlights: • Revenue increased 12% to $1.19 billion and adjusted revenue increased 10% to $1.21 billion compared to the prior quarter on higher pull-though weighted lock volume and margin. • Pull-through weighted gain on sale”
Earnings Releases

loanDepot, Inc. reported the quarter ended December 31, 2025 results: revenue $310 million, net income Net loss of $33 million, EPS Diluted loss per share $ (0.10).

“increased 23% to $8.04 billion, representing the highest level since 2022 and a 19% increase in market share to 1.4% 1 compared to the prior quarter. • Revenue decreased 4% to $310 million and adjusted revenue decreased 3% to $316 million compared to the prior quarter, reflecting lower pull-though weighted gain on sale margin. • Pull-through weighted gain on sale”
Material Agreements

loanDepot, Inc. amended Amendment No. 1 to the Base Indenture with Citibank, N.A. and Nomura Corporate Funding Americas, LLC (effective 2025-12-19).

“1, dated as of December 19, 2025 (“Amendment No. 1 to the Base Indenture”), by and among the Issuer, the Indenture Trustee, the Servicer, the Administrator, and the Administrative Agent.”
Material Agreements

loanDepot, Inc. entered into Series 2025-FT1 Indenture Supplement with Citibank, N.A. and Nomura Corporate Funding Americas, LLC valued at $200 million (effective 2025-12-19).

“On December 19, 2025, loanDepot.com, LLC (the “Company”), an indirect subsidiary of loanDepot, Inc., and the Company’s wholly-owned subsidiary loanDepot FAMSR Master Trust (the “Issuer”) entered into the Series 2025-FT1 Indenture Supplement (the “Series 2025-FT1 Indenture Supplement”), by and among the Issuer, Citibank, N.A., as indenture trustee, calculation agent, paying agent and securities intermediary (in all such capacities, the “Indenture Trustee”), the Company, as servicer (the “Servicer”) and administrator (the “Administrator”), Nomura Corporate Funding Americas, LLC, as administrative agent (the “Administrative Agent”), related to the Base Indenture, dated as of November 14, 2025 (the “Base Indenture”), as amended by Amendment No. 1, dated as of December 19, 2025 (“Amendment No. 1 to the Base Indenture”), by and among the Issuer, the Indenture Trustee, the Servicer, the Administrator, and the Administrative Agent.”
Debt Financings

loanDepot, Inc. incurred senior notes of $200 million with Citibank, N.A. at variable rate based on SOFR plus a margin per annum maturing December 19, 2030.

“Pursuant to the Series 2025-FT1 Indenture Supplement, the Issuer issued Series 2025-FT1 term notes (the “Notes”) in the aggregate principal amount of $200 million.”
Debt Financings

loanDepot, Inc. incurred debt of $300 million with Nomura Corporate Funding Americas, LLC at daily simple SOFR plus a margin per annum maturing May 29, 2026.

“The Series 2025-VF1 Notes have a maximum purchase price of $300 million, which will be reduced to $150 million after the issuance of the initial series of term notes. The 2025-VF1 Notes are priced at a variable rate based on daily simple SOFR plus a margin per annum and are expected to mature on May 29, 2026.”
Debt Financings

loanDepot, Inc. incurred term loan of $150 million with Nomura Corporate Funding Americas, LLC at variable rate based on SOFR plus a margin per annum maturing July 16, 2030.

“LLC, as credit manager. Pursuant to the Series 2025-GT2 Indenture Supplement, the Issuer issued Series 2025-GT2 term notes (the “Notes”) in the aggregate principal amount of $150 million. The Notes are mainly secured by a participation certificate representing a participation interest in the portfolio excess spread and, in certain circumstances, other assets of”
Debt Financings

loanDepot, Inc. incurred senior notes of $200 million with Citibank, N.A. (trustee) and Nomura Corporate Funding Americas, LLC (administrative agent) at SOFR plus a margin per annum maturing May 16, 2030.

“Pursuant to the Series 2025-GT1 Indenture Supplement, the Issuer issued Series 2025-GT1 term notes (the “Notes”) in the aggregate principal amount of $200 million.”
Debt Financings

loanDepot, Inc. incurred mortgage of $300 million with Bank of Montreal maturing September 19, 2025.

“The Master Repurchase Agreement and certain ancillary agreements provide for an uncommitted amount of $300 million to be used for the financing of certain residential mortgage loans.”
Debt Financings

loanDepot, Inc. incurred senior notes of $300 million with Mello Warehouse Securitization Trust 2025-1 at 30-day Term SOFR plus a margin maturing the earlier of (i) the three-year anniversary of the initial purchase date, (ii) upon loanDepot exercising its right to optional prepayment in full or (iii) upo.

“On April 11, 2025, Mello Warehouse Securitization Trust 2025-1 (the “Trust”) and loanDepot.com, LLC (“loanDepot”), both indirect subsidiaries of loanDepot, Inc. (the “Company”) entered into an Indenture with U.S. Bank Trust Company, National Association, as indenture trustee and note calculation agent, and U.S. Bank National Association, as standby servicer and initial securities intermediary (the “Indenture”). Pursuant to the Indenture, the Trust issued $300 million of notes (the “MWST Notes”).”

Anthony Hsieh was appointed as Executive Chairman, Mortgage Operations at loanDepot, Inc..

“on March 3, 2025, the Board appointed Mr. Hsieh, who currently serves as Chair of the Board, to an executive officer position of Executive Chairman, Mortgage Operations, of the Company, effective as of March 6, 2025.”

Frank Martell resigned as President and Chief Executive Officer at loanDepot, Inc..

“On March 3, 2025, the Board approved the transition and resignation of Frank Martell, the Company’s President and Chief Executive Officer (“CEO”).”
Earnings Releases

loanDepot, Inc. reported first quarter ended March 31, 2024 results: revenue $223 million, net income Net loss of $72 million, EPS $(0.19) per diluted share.

“results Positive revenue and cost momentum partially offset by the impact of January cyber incident. Year-over year highlights: • Revenue increased $15 million or 7% to $223 million primarily driven by higher servicing income and pull through weighted gain on sale margin, partially offset by revenue loss due to the cyber incident. • Expenses decreased $7”
Material Agreements

loanDepot, Inc. amended Amendment No. 4 with UBS AG valued at $225,000,000 (effective 2024-04-16).

“On April 16, 2024, loanDepot.com, LLC (the “Company”), a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc., as seller, entered into Amendment No. 4 (“Amendment No. 4”) to the Amended and Restated Master Repurchase Agreement, dated as of August 11, 2021 (as amended, restated, supplemented or otherwise modified from time to time, the “MRA”) with UBS AG”
Earnings Releases

loanDepot, Inc. reported financial results for the three and twelve months ended December 31, 2023.

“On March 12, 2024, loanDepot, Inc. (the "Company") issued a press release announcing its results for the three and twelve months ended ended December 31, 2023 (the "Earnings Press Release").”
Material Agreements

loanDepot, Inc. terminated Existing VFN Documents with Atlas, Nexera Holding LLC, and Company (effective 2024-01-25).

“x) above, together with the other Transaction documents (as defined in the Base Indenture) are referred to herein collectively as the “Existing Transaction Documents” and the agreements listed in clauses (x) through (xiii) above are referred to herein as the “Existing VFN Documents.” On January 25, 2024, Atlas resigned as administrative agent under the Existing Transaction Documents and Company, Atlas and Nexera mutually agreed to terminate the Existing VFN Documents, and the Existing Transaction Documents have been amended and restated as described under Item 1.01 below.”
Material Agreements

loanDepot, Inc. amended Amendment No. 3 to the Base Indenture with Citibank, N.A., as indenture trustee, calculation agent, paying agent, custodian and securities intermediary, and JPMorgan Chase Bank, N.A., as administrative agent and noteholder (effective 2024-01-12).

“On January 12, 2024, loanDepot.com, LLC (the “Company”), a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc., as servicer and administrator, and loanDepot Agency Advance Receivables Trust, a wholly-owned subsidiary of the Company (the “Advance Receivables Trust”), as issuer, entered into Amendment No. 3 to the Base Indenture (“Amendment No. 3”), with Citibank, N.A., as indenture trustee, calculation agent, paying agent, custodian and securities intermediary, and JPMorgan Chase Bank, N.A. (“JPMorgan”), as administrative agent, and consented to by JPMorgan, as noteholder of the Series 2020-VF1 Variable Funding Notes.”
Material Agreements

loanDepot, Inc. entered into Second Amended and Restated Master Repurchase Agreement with EverBank, N.A. valued at $175 million (effective 2023-12-28).

“On December 28, 2023, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc, as seller (the “Company”), entered into the Second Amended and Restated Master Repurchase Agreement (the “A&R MRA”) with EverBank, N.A., formerly known as TIAA, FSB, as buyer (the “Buyer”), pursuant to which the Company may sell to the Buyer, and later repurchase, certain residential mortgage loans.”
Material Agreements

loanDepot, Inc. amended Amendment Number Five to Master Repurchase and Securities Agreement with Bank of Montreal with Bank of Montreal valued at amended BMO MRA to permit financing of certain scratch and dent residential mortgage loans (effective 2023-12-20).

“On December 20, 2023, the Company, as seller, entered into Amendment Number Five (“Amendment Five”) to the Master Repurchase Agreement and Securities Contract, dated as of September 23, 2021 (the “BMO MRA”), with Bank of Montreal, a Canadian Chartered bank acting through its Chicago Branch, as buyer (“BMO”), pursuant to which the Company may sell to BMO, and later repurchase, certain residential mortgage loans.”
Material Agreements

loanDepot, Inc. entered into Joinder to the Amended and Restated Credit Agreement with Flagstar Bank, National Association with Capital One, National Association valued at added Capital One, National Association as a Lender (effective 2023-12-19).

“On December 19, 2023, the Company, as borrower, entered into the Joinder (the “Joinder”) to the Credit Agreement with the Administrative Agent on behalf of the Lenders.”
Material Agreements

loanDepot, Inc. amended Amendment Number One to the Amended and Restated Credit and Security Agreement with Flagstar Bank, National Association valued at extend termination date to December 20, 2024 and increase amount available to $540 million (effective 2023-12-19).

“On December 19, 2023, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc, as borrower (the “Company”), entered into Amendment Number One (“Amendment One”) to the Amended and Restated Credit and Security (the “Credit Agreement”), dated as of June 30, 2023, with Flagstar Bank, National Association, as administrative agent on behalf of the lenders (the “Administrative Agent”), and Flagstar Bank, National Association, as a lender and the other lenders party thereto (collectively, the “Lenders”), pursuant to which the Lenders provide the Company with a revolving line of credit secured by certain of the Company’s mortgage servicing rights under the servicing agreement with Freddie Mac and other collateral listed therein.”
Material Agreements

loanDepot, Inc. entered into Credit Agreement with Goldman Sachs Bank USA valued at revolving line of credit of up to $500 million (effective 2023-12-15).

“On December 15, 2023, loanDepot FA Agency MSR, LLC, a Delaware limited liability company and direct, wholly-owned subsidiary of loanDepot.com, LLC, as borrower (the “Borrower”), entered into a Credit Agreement (as amended, restated, supplemented or otherwise modified from time to time, the “Credit Agreement”) with loanDepot.com, LLC, a Delaware limited liability company and an indirect, majority-owned subsidiary of loanDepot, Inc., as guarantor (the “Company”), the financial institutions that may from time to time become parties thereto (each such financial institution, a “Lender” and collectively, the “Lenders”), and Goldman Sachs Bank USA (“GS Bank”), as administrative agent.”
Material Agreements

loanDepot, Inc. terminated Master Repurchase Agreement, dated as of March 10, 2017 (Atlas MRA) with Atlas Securitized Products, L.P., Atlas Securitized Products Investments 3, L.P., Atlas Securitized Products Funding 2, L.P., Nexera Holding LLC valued at Company chose not to renew the Atlas MRA; no borrowings outstanding and no termination penalties inc (effective 2023-11-01).

“On November 1, 2023, the Company chose not to renew its Master Repurchase Agreement, dated as of March 10, 2017 as amended, restated, supplemented or otherwise modified from time to time the (“Atlas MRA”), by and among the Company, as the seller, Atlas Securitized Products, L.P., as the administrative agent and a buyer (“Atlas”) , and Atlas Securitized Products Investments 3, L.P., (“Investments 3”), Atlas Securitized Products Funding 2, L.P. (“Funding 2”), and Nexera Holding LLC (‘Nexera” and together with Atlas, Investments 3 and Funding 2, the “Buyers”), as buyers, pursuant to which the Company would sell to, and later repurchase from, the Buyers, the Company’s beneficial right, title and interest in and to certain residential mortgage loans.”
Material Agreements

loanDepot, Inc. amended Joint Omnibus Amendment No. 4 to the Series 2017-VF1 Repurchase Agreement, Amendment No. 2 to the Series 2021-PIAVF1 Repurchase Agreement, Amendment No. 3 to the Series 2021-SAVF1 Repurchase Agreement, Amendment No. 6 to the Series 2017-VF1 Pricing Side Letter, Amendment No.4 to the Series 2021-PIAV with Atlas Securitized Products, L.P., Nexera Holding LLC valued at Extended maturity date to January 30, 2024; updated Maximum Purchase Price (effective 2023-11-01).

“On November 1, 2023, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc. (the “Company”), as seller, entered into a Joint Omnibus Amendment No. 4 to the Series 2017-VF1 Repurchase Agreement, Amendment No. 2 to the Series 2021-PIAVF1 Repurchase Agreement, Amendment No. 3 to the Series 2021-SAVF1 Repurchase Agreement, Amendment No. 6 to the Series 2017-VF1 Pricing Side Letter, Amendment No.4 to the Series 2021-PIAVF1 Pricing Side Letter and the Series 2021-SAVF1 Pricing Side Letter (the “Omnibus Amendment”) with Atlas Securitized Products, L.P. (the “Administrative Agent”), and Nexera Holding LLC (the “Buyer”).”
Earnings Releases

loanDepot, Inc. reported the third quarter ended September 30, 2023 results: revenue $265,661, net income $34,262, EPS $(0.09) per diluted share.

“Gain on sale margin (2) 2.74 % 2.75 % 1.80 % 2.66 % 1.66 % Pull through weighted gain on sale margin (3) 2.93 % 2.85 % 2.03 % 2.69 % 1.92 % Financial Results Total revenue $ 265,661 $ 271,833 $ 274,192 $ 745,395 $ 1,086,141 Total expense 305,128 330,148 435,125 949,760 1,602,038 Net loss (34,262) (49,759) (137,482) (175,743) (452,623) Diluted loss per share $”
Material Agreements

loanDepot, Inc. entered into Addendum to Second Amended and Restated Master Repurchase Agreement with Bank of America, N.A. valued at $1,000,000 (effective 2023-10-23).

“On October 23, 2023, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc. (the “Company”), as guarantor and pledgor, entered into an Addendum (the “Addendum”) to Second Amended and Restated Master Repurchase Agreement, dated as of August 20, 2021 (the “MRA”), with Bank of America, N.A., as buyer (“Buyer”) and loanDepot BA Warehouse, LLC, as seller (“Seller”).”
Material Agreements

loanDepot, Inc. entered into Joinder to the Amended and Restated Credit Agreement with Flagstar Bank, National Association valued at Addition of Bank of Hope as a Lender under the credit facility (effective 2023-09-29).

“On September 29, 2023, the Company, as borrower, entered into the Joinder (the “Joinder”) to the Amended and Restated Security Agreement, dated as of June 30, 2023 with Flagstar Bank, National Association, as administrative agent on behalf of the lenders (the “Lenders”), pursuant to which the Lenders provide the Company with a revolving line of credit that is secured primarily by certain of the Company’s mortgage servicing rights under the servicing agreement with Freddie Mac. The purpose of the Joinder was to add Bank of Hope as a Lender under the credit facility.”
Material Agreements

loanDepot, Inc. amended Second Amendment to First Amended and Restated Master Repurchase Agreement with JPMorgan Chase Bank, N.A. valued at Extension of termination date until September 27, 2024 and revisions to make facility wholly uncommi (effective 2023-09-29).

“On September 29, 2023, the Company, as seller, entered into the Second Amendment (the “Second Amendment”) to the First Amended and Restated Master Repurchase Agreement, dated as of September 30, 2022, with JPMorgan Chase Bank, N.A., as buyer (“JPM”), pursuant to which the Company may sell to, and later repurchase from JPM certain mortgage loans. The primary purposes of the Second Amendment are to extend the termination date until September 27, 2024, and to make certain other revisions in connection with the facility becoming wholly uncommitted.”
Material Agreements

loanDepot, Inc. amended Amendment No. 2 to Amended and Restated Mortgage Loan Participation Sale Agreement with JP Morgan Chase Bank, National Association valued at Extension of termination date until September 27, 2024 (effective 2023-09-27).

“On September 27, 2023, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc., as seller (the “Company”), entered into Amendment No. 2 (“Amendment No.2”) to the Amended and Restated Mortgage Loan Participation Sale Agreement, dated as of November 10, 2022, with JPMorgan Chase Bank, National Association, as purchaser (“Purchaser”), pursuant to which the Company may sell to Purchaser participation interests in certain designated pools of fully amortizing first lien residential mortgage loans eligible to back securities and, at a later date, cause such mortgage loans to back a security issued by the Company, which will be delivered to Purchaser. The purpose of Amendment No. 2 is to extend the termination date until September 27, 2024.”
Material Agreements

loanDepot, Inc. amended Amendment No. 7 to the Second Amended and Restated Master Repurchase Agreement with Bank of America, N.A. valued at amend certain terms and extend the maturity date of the BANA financing facility to September 23, 202 (effective 2023-09-25).

“On September 25, 2023, the Company entered into (a) Amendment No. 5 (the ”BANA MLPSA Amendment No. 5”) to the Second Amended and Restated Mortgage Loan Participation Purchase and Sale Agreement, dated as of February 2, 2022, with Bank of America, NA., a national banking association (“BANA”), as purchaser and the Company as seller, (b) Amendment No. 7 (the “BANA MRA Amendment No. 7”) to the Second Amended and Restated Master Repurchase Agreement, dated as of August 20, 2021, with BANA, as buyer, loanDepot BA Warehouse, LLC, as seller, and the Company as guarantor, and (c) certain ancillary agreements, primarily to amend certain terms and extend the maturity date of the BANA financing facility to September 23, 2024.”
Material Agreements

loanDepot, Inc. amended Amendment No. 5 to the Second Amended and Restated Mortgage Loan Purchase and Sale Agreement with Bank of America, N.A. valued at amend certain terms and extend the maturity date of the BANA financing facility to September 23, 202 (effective 2023-09-25).

“On September 25, 2023, the Company entered into (a) Amendment No. 5 (the ”BANA MLPSA Amendment No. 5”) to the Second Amended and Restated Mortgage Loan Participation Purchase and Sale Agreement, dated as of February 2, 2022, with Bank of America, NA., a national banking association (“BANA”), as purchaser and the Company as seller, (b) Amendment No. 7 (the “BANA MRA Amendment No. 7”) to the Second Amended and Restated Master Repurchase Agreement, dated as of August 20, 2021, with BANA, as buyer, loanDepot BA Warehouse, LLC, as seller, and the Company as guarantor, and (c) certain ancillary agreements, primarily to amend certain terms and extend the maturity date of the BANA financing facility to September 23, 2024.”
Material Agreements

loanDepot, Inc. amended Amendment No. 5 to Series 2020-VFI Indenture Supplement with JPMorgan Chase Bank, N.A. valued at extend the maturity date to September 27, 2024 and modify the advance rate calculation (effective 2023-09-22).

“On September 22, 2023, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc. (the “Company”), as servicer and administrator, and loanDepot Agency Advance Receivables Trust, a wholly owned subsidiary of the Company (the “Advance Receivables Trust”), as issuer, entered into Amendment No. 5 to the Series 2020-VF1 Indenture Supplement (the “Indenture Supplement Amendment”), with Citibank, N.A., as indenture trustee, calculation agent, paying agent, custodian and securities intermediary, and JPMorgan Chase Bank, N.A., as administrative agent pursuant to which the Advance Receivables Trust issued the 2020-VF1 Variable Funding Notes for the financing of servicing advance receivables with respect to residential mortgage loans serviced by the Company on behalf of Fannie Mae and Freddie Mac.”
Material Agreements

loanDepot, Inc. amended Amended and Restated Credit Agreement with Goldman Sachs Bank USA, as administrative agent valued at up to $500 million (effective 2023-08-25).

“On August 25, 2023, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc. (the “Company”), as borrower, entered into an Amended and Restated Credit Agreement (the “Credit Agreement”) with the financial institutions that may from time to time become parties thereto (each such financial institution, a “Lender” and collectively, the “Lenders”), and Goldman Sachs Bank USA (“GS Bank”), as administrative agent.”
Earnings Releases

loanDepot, Inc. reported three and six months ended June 30, 2023 results: revenue $271,833, net income ($49,759), EPS $(0.13).

“Gain on sale margin (2) 2.75 % 2.43 % 1.16 % 2.61 % 1.62 % Pull through weighted gain on sale margin (3) 2.85 % 2.26 % 1.50 % 2.57 % 1.89 % Financial Results Total revenue $ 271,833 $ 207,901 $ 308,639 $ 479,734 $ 811,949 Total expense 330,148 314,484 560,657 644,632 1,166,913 Net loss (49,759) (91,721) (223,822) (141,480) (315,141) Diluted loss per share $”

David Hayes departed as Principal Accounting Officer at loanDepot, Inc..

“Mr. Graeler succeeded David Hayes as the Company's principal accounting officer”

Darren Graeler was appointed as Executive Vice President and Chief Accounting Officer at loanDepot, Inc..

“appointed Darren Graeler as Executive Vice President and Chief Accounting Officer of the Company, effective immediately.”
Material Agreements

loanDepot, Inc. amended Credit Agreement with Flagstar Bank, National Association valued at $450 million (effective 2023-06-30).

“On June 30, 2023, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc. (the “Company”), as borrower, entered into an Amended and Restated Credit and Security (the “Credit Agreement”) with Flagstar Bank, National Association, as administrative agent on behalf of the lenders (the “Administrative Agent”), and Flagstar Bank, National Association, as a lender and the other lenders party thereto (collectively, the “Lenders”), pursuant to which the Lenders provide the Company with a revolving line of credit of $450 million, with an option to increase up to $600 million upon mutual consent.”

David Hayes was appointed as Chief Financial Officer at loanDepot, Inc..

“David Hayes has been appointed as Chief Financial Officer of the Company, effective June 26, 2023”
Earnings Releases

loanDepot, Inc. reported financial results for the first quarter ended March 31, 2023.

“On May 9, 2023, loanDepot, Inc. (the "Company") issued a press release announcing its results for the three months ended ended March 31, 2023 (the “Earnings Press Release”).”

Facts are extracted by an LLM and gated to those whose source quote is present verbatim in the filing text. Coverage is best-effort while backfill and monitoring mature; this is not yet a full-market index. See methodology.