LM FUNDING AMERICA, INC. — fact timeline

LM FUNDING AMERICA, INC. shareholders approved Approval of an amendment (in the event it is deemed by the Company’s Board of Directors to be advisable) to the Company’s Certificate of Incorporation, as amended, in the form attached to the proxy statement as Appendix A, to effect a reverse stock split of the Company's issued and outstanding share at the 2026-06-16 meeting.

“Proposal 4: Approval of an amendment (in the event it is deemed by the Company’s Board of Directors to be advisable) to the Company’s Certificate of Incorporation, as amended, in the form attached to the proxy statement as Appendix A, to effect a reverse stock split of the Company's issued and outstanding shares of common stock at an exchange ratio ranging from one-for-five (1:5) to one-for-twentyfive (1:25), with the exact ratio to be determined by the Company's Board of Directors. Votes For Votes Against Votes Abstain Broker Non-Votes 7,335,079 1,695,929 5,693 0”

LM FUNDING AMERICA, INC. shareholders approved Approval in accordance with Nasdaq Listing Rule 5635(d), of the issuance of more than 19.99% of the Company’s outstanding common stock issuable upon the exercise of investor warrants that were issued in a financing transaction in December 2025 and the exercise, at a reduced price, of warrants origin at the 2026-06-16 meeting.

“Proposal 3: Approval in accordance with Nasdaq Listing Rule 5635(d), of the issuance of more than 19.99% of the Company’s outstanding common stock issuable upon the exercise of investor warrants that were issued in a financing transaction in December 2025 and the exercise, at a reduced price, of warrants originally issued in December 2024 The Company’s stockholders approved the issuance of more than 19.99% of the Company’s outstanding common stock issuable upon the exercise of investor warrants that were issued in a financing transaction in December 2025 and the exercise, at a reduced price, of warrants originally issued in December 2024: Votes For Votes Against Withhold/Abstain Broker Non-Votes 2,309,796 1,492,808 9,162 5,224,935”

LM FUNDING AMERICA, INC. shareholders approved Ratification of appointment of MaloneBailey, LLP as the company’s independent auditor to audit the Company’s 2026 financial statements at the 2026-06-16 meeting.

“Proposal 2: Ratification of appointment of MaloneBailey, LLP as the company’s independent auditor to audit the Company’s 2026 financial statements The Company’s stockholders ratified the appointment of MaloneBailey, LLP to serve as the Company’s independent registered accounting firm for fiscal year 2026 by the following final voting results: Votes For Votes Against Withhold/Abstain Broker Non-Votes 8,767,142 182,488 87,071 -”

LM FUNDING AMERICA, INC. shareholders approved Election of directors at the 2026-06-16 meeting.

“Proposal 1: Election of directors The two nominees identified below were elected to serve as Class I directors of the Company to hold office until the third annual meeting of stockholders following their election by the following final voting results: Name Votes For Votes Withheld Broker Non-Votes Bruce Rodgers 3,260,620 551,146 5,224,935 Carollinn Gould 3,146,201 665,565 5,224,935”

LM FUNDING AMERICA, INC. incurred loan of $11 million with Galaxy Digital LLC maturing August 28, 2026.

“On May 26, 2026, the Company further extended then-existing Loan from June 26, 2026 through August 28, 2026, by borrowing a new $11 million Loan under the Loan Agreement (the “April 2026 Loan”) and using the proceeds to pay the then-existing Loan.”

LM FUNDING AMERICA, INC. reported the three months ended March 31, 2026 results: revenue $2.1 million, net income Net loss for the first quarter of 2026 was approximately $10.1 million.

“a Bitcoin treasury and mining company, today reported financial results for the three months ended March 31, 2026. Q1’26 Financial Highlights • Total revenue for the quarter was $2.1 million, down 10.9% sequentially and 11.1% year-over-year. The sequential decrease reflects lower average Bitcoin prices. • The Company mined 26.1 Bitcoin during the first quarter at an”

LM FUNDING AMERICA, INC. incurred loan of $11 million with Galaxy Digital LLC maturing June 26, 2026.

“On April 6, 2026, the Company further extended then-existing Loan from April 24, 2026 through June 26, 2026, by borrowing a new $11 million Loan under the Loan Agreement (the “April 2026 Loan”) and using the proceeds to pay the then-existing Loan.”

LM FUNDING AMERICA, INC. reported Three and Twelve Months ended December 31, 2025 results: revenue $2.4 million, net income Net loss of $17.9 million.

“it by reference. --- EX-99.1 (EX-99.1) --- EX-99.1 LM Funding America, Inc. Reports Fourth Quarter and Full Year 2025 Financial Results - Fourth quarter revenue of $2.4 million, up 8.7% sequentially and 19.2% year-over-year TAMPA, FL, March 27, 2026—LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a Bitcoin treasury and mining”

LM FUNDING AMERICA, INC. entered into At The Market Offering Agreement with Maxim Group LLC valued at $75,000,000 (effective 2026-03-27).

“On March 27, 2026, LM Funding America, Inc. (the “Company”) entered into an At The Market Offering Agreement (the “ATM Agreement”) with Maxim Group LLC (the “Agent”), pursuant to which the Company may, from time to time, offer and sell shares of the Company’s common stock, par value $0.001 per share (“Common Stock”), having an aggregate offering price of up to US$75,000,000”

LM FUNDING AMERICA, INC. incurred loan of $11 million with Galaxy Digital LLC maturing April 24, 2026.

“On February 27, 2026, the Company borrowed a new $11 million loan under the Loan Agreement (the “February 2026 Loan”) and used the proceeds from the February 2026 Loan to satisfy the January 2026 Loan. The February 2026 Loan will become due on April 24, 2026, is secured by Bitcoin owned by the Company, and is otherwise made under the terms of the Loan Agreement.”

LM FUNDING AMERICA, INC. incurred loan of $11 million with Galaxy Digital LLC maturing February 27, 2026.

“On January 28, 2026, the Company borrowed a new $11 million loan under the Loan Agreement (the “January 2026 Loan”) and used the proceeds from the January 2026 Loan to satisfy the October 2025 Loan. The January 2026 Loan will become due on February 27, 2026, is secured by Bitcoin owned by the Company, and is otherwise made under the terms of the Loan Agreement.”

LM FUNDING AMERICA, INC. received a nasdaq deficiency notice notice regarding minimum bid price (rules 5550(a)(2), 5810(c)(3)(A)).

“January 7, 2026, LM Funding America, Inc. (the “Company”) received a letter from The Nasdaq Stock Market LLC (“Nasdaq”) indicating that the Company’s consolidated closing bid price has been below $1.00 per share for 35 consecutive business days as of January 6, 2026, and that, therefore, the Company is not in compliance with Nasdaq Listing Rule 5550(a)(2), which is the minimum bid price requirement for continued listing on The Nasdaq Capital Market. The notice does not result in the immediate delisting of the Company’s common stock from The Nasdaq Capital Market. Pursuant to Nasdaq Listing Rul”

LM FUNDING AMERICA, INC. amended Repriced Warrants with an investor that participated in the RDO valued at exercise price reduced to $0.87 per share from $2.95 per share (effective 2025-12-22).

“the Company agreed, contemporaneously with the closing of the RDO, to reduce the exercise price of 3,472,740 outstanding common stock warrants issued on December 29, 2024 (the “Repriced Warrants”), held by an investor that participated in the RDO, subject to stockholder approval.”

LM FUNDING AMERICA, INC. entered into Placement Agency Agreement with Maxim Group LLC valued at cash fee equal to 6.0% of the aggregate gross proceeds (effective 2025-12-19).

“on December 19, 2025, the Company entered into a placement agency agreement (the “Placement Agency Agreement”) with Maxim Group LLC (the “Placement Agent”), pursuant to which the Company engaged the Placement Agent as the exclusive placement agent for the Company.”

LM FUNDING AMERICA, INC. entered into Securities Purchase Agreement with institutional investors valued at aggregate gross proceeds of approximately $6.0 million (effective 2025-12-19).

“On December 19, 2025, LM Funding America, Inc. (the “Company”) and institutional investors (the “Purchasers”) entered into a securities purchase agreement (the “Securities Purchase Agreement”), pursuant to which the Company agreed to issue to the Purchasers, in a registered direct offering (the “RDO”), 1,822,535 shares (the “Shares”) of the Company’s common stock, par value $0.001 per share (“Common Stock”), pre-funded warrants to purchase 7,332,395 shares of Common Stock (the “Pre-Funded Warrants”) with an exercise price of $0.001 per share in lieu of Shares, and common warrants to purchase 9,154,930 shares of Common Stock (the “Common Warrants”) with an exercise price of $0.71.”

LM FUNDING AMERICA, INC. incurred loan of $11 million with Galaxy Digital LLC maturing one year.

“On October 30, 2025, the Company made a draw under the Loan facility and borrowed a principal sum of $11 million”

LM FUNDING AMERICA, INC. incurred loan of $700,000 with SE & AJ Liebel Limited Partnership.

“ment to Loan Agreement and Loan Documents (the “Loan Agreement Amendment”) by and among the Company, each of LM Funding, LLC and US Digital Mining and Hosting Co., LLC (subsidiaries of the Company), as guarantors (jointly and severally, the “Guarantors”), and SE & AJ Liebel Limited Partnership, as lender (the “Lender”). The Loan Agreement Amendment amended the Loan Agreement previously entered into on August 6, 2024, among the Company, the Guarantors, and the Lender.”

LM FUNDING AMERICA, INC. incurred loan of up to $2.0 million with SE & AJ Liebel Limited Partnership at 12.0% per annum maturing September 15, 2027.

“Pursuant to the Loan Agreement Amendment, the Company obtained an additional loan of up to $2.0 million from the Lender (the “Additional Loan”), which is in addition to the $5.0 million loan that was made to the Company by the Lender under the original Loan Agreement (the “Initial Loan”).”

LM FUNDING AMERICA, INC. completed an acquisition involving Greenidge Generation LLC for approximately $362,000 (closed 2025-09-16).

“on September 16, 2025, the Company, through the Acquiror, entered into and closed the acquisition (the "Miner Acquisition") contemplated by that certain Bitcoin Miner Purchase and Sale Agreement (the "Miner Purchase Agreement") with Greenidge Generation LLC, a New York limited liability company and affiliate of the Seller (the "Miner Seller"), pursuant to which the Acquiror purchased and acquired from the Miner Seller certain Bitmain Antminer S19, S19 Pro and S1 J Pro bitcoin miners (collectively, the "Miners") of the Miner Seller for an aggregate purchase price of approximately $362,000”

LM FUNDING AMERICA, INC. completed an acquisition involving Greenidge Mississippi LLC for approximately $3.9 million (closed 2025-09-16).

“of the Acquired Assets and assumption of the Liabilities, the “Transaction”). The total consideration paid by the Acquiror to Seller in the Transaction was approximately $3.9 million, which includes the disbursement to Seller at closing of $195,000 previously deposited by Seller as earnest money deposit. The foregoing description of the Purchase Agreement is”

LM FUNDING AMERICA, INC. completed an acquisition involving Tech Infrastructure JV I LLC for approximately $7.3 million (closed 2024-12-06).

“Asset Purchase Agreement (the “Purchase Agreement”) entered into on November 14, 2024 by and among the Company, US Digital, and Seller. The total purchase price of approximately $7.3 million was paid as follows: (i) approximately $1.1 million was paid by the Company to Seller in cash at the closing; (ii) approximately $3.7 million was credited against outstanding”

LM FUNDING AMERICA, INC. completed an acquisition involving Tech Infrastructure JV I LLC for approximately $7.3 million (closed 2024-12-06).

“Asset Purchase Agreement (the “Purchase Agreement”) entered into on November 14, 2024 by and among the Company, US Digital, and Seller. The total purchase price of approximately $7.3 million was paid as follows: (i) approximately $1.1 million was paid by the Company to Seller in cash at the closing; (ii) approximately $3.7 million was credited against outstanding”

LM FUNDING AMERICA, INC. reported the three months ended March 31, 2024 results: revenue approximately $4.7 million, net income $1.9 million.

“Company specifically incorporates it by reference. --- EX-99.1 (EX-99.1) --- EX-99.1 Exhibit 99.1 LM Funding America, Inc. Achieves Over 105% Year-Over-Year Revenue Growth to $4.7 Million and Generated $1.9 Million of Net Income for the First Quarter of 2024 Mined 86.4 Bitcoins in Q1 2024 Valued at Approximately $4.6 Million at an Average Market Revenue Value of”

Martin Traber was appointed as director at LM FUNDING AMERICA, INC..

“On April 29, 2024, the Board appointed Martin Traber, effective immediately, to serve as a director to fill the vacancy resulting from Mr. Zhang’s resignation.”

Tian "Todd" Zhang resigned as director at LM FUNDING AMERICA, INC..

“Effective April 25, 2024, Tian “Todd” Zhang resigned as a member of the board of directors (the “Board”) of LM Funding America, Inc. (the “Company”).”

LM FUNDING AMERICA, INC. reported the year ended December 31, 2023 results: revenue approximately $13.0 million, net income approximately $15.9 million.

“Total revenue for the year ended December 31, 2023, was approximately $13.0 million, an increase of $11.3 million, or more than 648%, from $1.7 million in 2022.”

LM FUNDING AMERICA, INC. reported the fourth quarter ended December 31, 2023 results: revenue approximately $4.1 million, net income approximately $1.6 million.

“Total revenue for the fourth quarter ended December 31, 2023, was approximately $4.1 million, an increase of $2.9 million, or approximately 262%, compared to $1.1 million for the fourth quarter of 2022.”

LM FUNDING AMERICA, INC.: On March 7, 2024, the Company filed a Certificate of Amendment to its Certificate of Incorporation to effect a one-for-six reverse stock split of its common stock, effective March 12, 2024 (effective 2024-03-12).

“On March 7, 2024, the Company filed with the Secretary of State of the State of Delaware a Certificate of Amendment to its Certificate of Incorporation (the “Certificate of Amendment”) to effect the Reverse Stock Split.”

LM FUNDING AMERICA, INC. entered into Asset Purchase Agreement with Platonic Holdings Inc. valued at $2.0 million (effective 2023-12-26).

“On December 26, 2023, LM Funding America Inc. ("Company") entered into an Asset Purchase Agreement ("APA") with Platonic Holdings Inc. ("Platonic") pursuant to which the Company agreed to sell to Platonic the technology assets of Symbiont.io, LLC that the Company previously acquired on June 5, 2023 (the “Symbiont Assets”).”

LM FUNDING AMERICA, INC. reported the quarter ended September 30, 2023 results: revenue $3.4 million, net income $4.4 million.

“Total revenue for the quarter ended September 30, 2023, was approximately $3.4 million”

LM FUNDING AMERICA, INC. shareholders approved Approval of amendment to Certificate of Incorporation to effect reverse stock split at the 2023-11-09 meeting.

“Votes For Votes Against Votes Abstain Broker Non-Votes 5,835,021 1,224,805 4,183 -”

LM FUNDING AMERICA, INC. shareholders approved Ratification of independent registered public accounting firm at the 2023-11-09 meeting.

“The appointment of Malone Bailey LP to serve as the Company’s independent registered accounting firm for fiscal year 2022 was ratified as follows: Votes For Votes Against Votes Abstain Broker Non-Votes 6,615,558 381,589 66,862 -”

LM FUNDING AMERICA, INC. shareholders approved Election of directors at the 2023-11-09 meeting.

“The two nominees for election as Class I directors were elected based upon the following votes: Name Votes For Votes Withheld Broker Non-Votes Bruce M. Rodgers 2,984,554 780,464 3,298,991 Carollinn Gould 2,962,679 802,339 3,298,991”

LM FUNDING AMERICA, INC. received a nasdaq extension granted notice regarding minimum bid price.

“October 12, 2023, the Company received a notice from Nasdaq granting the Company an additional 180 calendar days, or until April 8, 2024, to regain compliance with the minimum $1.00 bid price per share requirement for continued listing on the Nasdaq Capital Market. Nasdaq determined that the Company is eligible for the second compliance period due to the Company meeting the continued listing requirement for market value of publicly held shares and all other applicable requirements for initial listing on the Nasdaq Capital Market, with the exception of the bid price requirement, and the Company”

LM FUNDING AMERICA, INC. reported the Three and Six Months ended June 30, 2023 results: revenue approximately $3.2 million, net income approximately $4.5 million.

“Total revenue for the quarter ended June 30, 2023, was approximately $3.2 million, an increase of $3.0 million, or more than 1,260%, from $0.2 million for the 2022 second quarter.”

LM FUNDING AMERICA, INC. entered into Equity Distribution Agreement with Maxim Group LLC valued at up to US$4,700,000 (effective 2023-06-26).

“On June 26, 2023, LM Funding America, Inc. (the “Company”) entered into an Equity Distribution Agreement (the “Distribution Agreement”) with Maxim Group LLC (the “Agent”), pursuant to which the Company may, from time to time, offer and sell shares of the Company’s common stock, par value $0.001 per share (“Common Stock”), having an aggregate offering price of up to US$4,700,000 (the “Shares”), through the Agent, acting as sales agent.”

LM FUNDING AMERICA, INC. completed an acquisition involving Symbiont.io, LLC for purchase price of $2,589,416 (closed 2023-06-05).

“on June 5, 2023. Pursuant to the Asset Purchase Agreement, the Company purchased substantially all of the assets of Symbiont (the “Purchased Assets”) for a purchase price of $2,589,416, which was paid by means of a credit bid of the full amount of the note payable owed by Symbiont to the Company. The Purchased Assets are comprised principally of intellectual”

LM FUNDING AMERICA, INC. entered into Asset Purchase Agreement with Symbiont.io, LLC valued at $2,589,416 (effective 2023-06-05).

“On June 2, 2023, the United States Bankruptcy Court for the Southern District of New York entered an order (the “Symbiont Bankruptcy Order”) approving the sale of substantially all of the assets of Symbiont.io, LLC, as debtor in possession (“Symbiont”), to LM Funding America, Inc. (the “Company”) pursuant to a form of Asset Purchase Agreement attached to the Symbiont Bankruptcy Sale Order (the “Asset Purchase Agreement”) free and clear of all liens, claims and encumbrances. The Company and Symbiont signed the Asset Purchase Agreement on June 5, 2023, and the purchase and sale of the Symbiont assets pursuant to the Asset Purchase Agreement closed on June 5, 2023.”

LM FUNDING AMERICA, INC. reported the quarter ended March 31, 2023 results: revenue Total revenue ... was approximately $2.3 million, net income Net loss ... was approximately $5.4 million.

“we believe will generate significant value for our shareholders in the long term.” Financial Highlights • Total revenue for the quarter ended March 31, 2023, was approximately $2.3 million, an increase of $2.1 million, or more than 1,100%, from $0.2 million for the 2022 first quarter. The increase was primarily due to digital mining revenue of $2.1 million in”

LM FUNDING AMERICA, INC. received a nasdaq deficiency notice notice regarding minimum bid price (rules 5550(a)(2)).

“April 14, 2023, LM Funding America, Inc. (the “Company”) received a letter from The Nasdaq Stock Market LLC (“Nasdaq”) indicating that the Company’s consolidated closing bid price has been below $1.00 per share for 30 consecutive business days as of April 13, 2023, and that, therefore, the Company is not in compliance with Nasdaq Listing Rule 5550(a)(2), which is the minimum bid price requirement for continued listing on The Nasdaq Capital Market. The notice does not result in the immediate delisting of the Company’s common stock from The Nasdaq Capital Market. Pursuant to Nasdaq Listing Rule”

LM FUNDING AMERICA, INC. reported the year ended December 31, 2022 results: revenue $1.7 million.

“Total revenue for the twelve months ended December 31, 2022, was approximately $1.7 million, an increase of $0.8 million, or 93% from $0.9 million for the full-year 2021.”

LM FUNDING AMERICA, INC. shareholders approved Ratification of appointment of Malone Bailey LP as independent registered public accounting firm at the 2022-12-29 meeting.

“The appointment of Malone Bailey LP to serve as the Company’s independent registered accounting firm for fiscal year 2022 was ratified as follows: Votes For Votes Against Votes Abstain Broker Non-Votes 5,445,764 57,377 8,414 -”

LM FUNDING AMERICA, INC. shareholders approved Election of directors at the 2022-12-29 meeting.

“The two nominees for election as Class III directors were elected based upon the following votes: Name Votes For Votes Withheld Broker Non-Votes Andrew L. Graham 2,470,710 731,486 2,309,164 Frederick Mills 2,499,302 702,894 2,309,164 Frank Silcox 3,118,833 83,363 2,309,164”

LM FUNDING AMERICA, INC. received a nasdaq deficiency notice notice regarding minimum bid price (rules 5550(a)(2), 5810(c)(3)(A)).

“December 13, 2022, LM Funding America, Inc. (the “Company”) received a letter from The Nasdaq Stock Market LLC (“Nasdaq”) indicating that the Company’s consolidated closing bid price has been below $1.00 per share for 30 consecutive business days as of December 13, 2022, and that, therefore, the Company is not in compliance with Nasdaq Listing Rule 5550(a)(2), which is the minimum bid price requirement for continued listing on The Nasdaq Capital Market. The notice does not result in the immediate delisting of the Company’s common stock from The Nasdaq Capital Market. Pursuant to Nasdaq Listing”

LM FUNDING AMERICA, INC. reported the three months ended September 30, 2022 results: revenue approximately $188,000.

“Revenues for the quarter ended September 30, 2022, were approximately $188,000 as compared to $224,000 for the comparable quarter in 2021”

Tian 'Todd' Zhang was appointed as Director at LM FUNDING AMERICA, INC..

“Effective November 16, 2022, the Company’s board of directors appointed Tian “Todd” Zhang to the Company’s board of directors to fill the vacancy created by the resignation of Mr. Joel Rodgers.”

Joel E. Rodgers resigned as Director at LM FUNDING AMERICA, INC..

“Effective November 16, 2022, Mr. Joel E. Rodgers resigned from his position as a member of the board of directors of the Company.”

LM FUNDING AMERICA, INC. amended Amended LMFA Note with LM Funding America, Inc. and SeaStar Medical, Inc. valued at $700,000 (effective 2022-10-28).

“LMFA and SeaStar Medical amended and restated the original Promissory Note, dated September 9, 2022, issued by SeaStar Medical to LMFA in the principal amount of $700,000 (the “ Original LMFA Note ”), by entering into an amended and restated promissory note (the “ Amended LMFA Note ”).”

LM FUNDING AMERICA, INC. amended Amended Sponsor Note with LMFAO Sponsor, LLC and SeaStar Medical Holdings Corporation valued at $2,785,000 (effective 2022-10-28).

“Sponsor and SMHC amended, restated, and consolidated (i) the original Promissory Note, dated July 29, 2022, issued by LMAO to Sponsor in the principal amount of $1,035,000 and (ii) the original Amended and Restated Promissory Note, effective June 30, 2022, issued by LMAO to Sponsor in the principal amount of $1,750,000 (collectively, the “ Original Sponsor Notes ”), by entering into one consolidated amended and restated promissory note with an aggregate principal amount of $2,785,000 (the “ Amended Sponsor Note ”).”

LM FUNDING AMERICA, INC. entered into Agreement and Plan of Merger with LMF Merger Sub, Inc. and SeaStar Medical, Inc. (effective 2022-04-21).

“that certain Agreement and Plan of Merger (the “ Merger Agreement ”), dated April 21, 2022, by and among LMAO, LMF Merger Sub, Inc., a Delaware corporation and direct wholly owned subsidiary of LMAO (“ Merger Sub ”), and SeaStar Medical, Inc., a Delaware corporation (“ SeaStar Medical ”).”