Source-grounded facts extracted from OppFi Inc.'s SEC 8-K filings across all families, newest first. Each cites a verbatim SEC excerpt.
OppFi Inc. shareholders approved Ratification of appointment of RSM US LLP as independent registered public accounting firm for 2026 fiscal year at the 2026-06-09 meeting.
“Proposal 4: The appointment of RSM US LLP as the Company’s independent registered public accounting firm for the 2026 fiscal year was ratified by the Company’s stockholders, by the votes set forth in the table below: For Against Abstained Broker Non-Vote 78,744,384.30 126,197.00 115,890.00 —”
OppFi Inc. shareholders approved Non-binding advisory vote on the frequency of future non-binding advisory votes on executive compensation at the 2026-06-09 meeting.
“Proposal 3: The Company’s stockholders approved a 1-year voting frequency, on a non-binding advisory basis, as the frequency of future non-binding advisory vote on the compensation of our named executive officers, by the votes set forth in the table below: Frequency Votes Submitted Broker Non-Votes 1-Year 72,248,611.11 6,194,267.19 2-Year 18,598.00 — 3-Year 510,646.00 — Abstained 14,349.00 —”
OppFi Inc. shareholders approved Non-binding advisory vote on the compensation of named executive officers for fiscal year ended December 31, 2025 at the 2026-06-09 meeting.
“Proposal 2: The Company’s stockholders approved, on a non-binding advisory basis, the compensation of the Company’s named executive officers for the fiscal year ended December 31, 2025, by the votes set forth in the table below: For Against Abstained Broker Non-Votes 69,344,938.52 3,410,976.59 36,289.00 6,194,267.19”
OppFi Inc. shareholders approved Election of Directors at the 2026-06-09 meeting.
“Proposal 1: All of the nominees for the Company’s Board of Directors were elected to serve until the Company’s 2029 Annual Meeting of Stockholders or until their respective successors are elected and qualified, by the votes set forth in the table below: Name For Abstained Broker Non-Votes Theodore Schwartz 69,179,145.52 3,613,058.59 6,194,267.19 Greg Zeeman 69,559,445.52 3,232,758.59 6,194,267.19”
OppFi Inc. issued 734,851 shares of Class A Common Stock of common stock.
“OppFi issued 734,851 shares of Class A Common Stock to a holder of OpCo Units that were originally issued to such holder in connection with OppFi’s acquisition of a 35% interest in Bitty Holdings, LLC.”
OppFi Inc. entered into Agreement and Plan of Merger with BNCCORP, Inc. and Birch Merger Sub, LLC valued at approximately $130.7 million (effective 2026-04-28).
“On April 28, 2026, OppFi Inc., a Delaware corporation (“OppFi”), entered into an Agreement and Plan of Merger (the “Merger Agreement”) with BNCCORP, Inc., a Delaware corporation (“BNCC”), and Birch Merger Sub, LLC, a Delaware limited liability company and wholly owned subsidiary of OppFi (“Merger Sub”).”
OppFi Inc. terminated total return swaps with affiliates of Midtown (effective 2026-04-15).
“On April 15, 2026 (the “Gray Rock Termination Date”), OppFi-LLC terminated those certain total return swaps (the “TRS”) previously entered into on April 15, 2022 with affiliates of Midtown”
OppFi Inc. amended Third Amendment to Second Amended and Restated Revolving Credit Agreement with Midtown Madison Management LLC (effective 2026-04-10).
“and the lenders party thereto entered into a Third Amendment to Second Amended and Restated Revolving Credit Agreement (the “Third Amendment”), which amended that certain Second Amended and Restated Revolving Credit Agreement”
OppFi Inc. incurred revolving credit of approximately $46.5 million with Midtown Madison Management LLC (as Agent).
“On the Gray Rock Termination Date (as defined below), the Borrower borrowed approximately $46.5 million under the Amended Credit Agreement and used such borrowing to purchase the Gray Rock Receivables (as defined below) from the Gray Rock Borrower via OppFi-LLC and the Sellers, which Gray Rock Receivables were then pledged as collateral under the Amended Credit Agreement.”
OppFi Inc. reported fourth quarter and full year 2025 results: EPS Basic and diluted earnings per share ("EPS") increased $0.63 year over year to $0.99.
“Net income increased 74.4% year over year to $146.2 million, a new Company record”
OppFi Inc. incurred revolving credit of $150.0 million with UMB Bank, N.A. (as administrative agent) and Randolph Receivables 2 LLC (as lender) at Term Secured Overnight Financing Rate plus 6.00% maturing September 29, 2029.
“On September 29, 2025, Opportunity Financial, LLC, a Delaware limited liability company (“OppFi-LLC”) and subsidiary of OppFi Inc., a Delaware corporation (the “Company”), Opportunity Funding SPE IX, LLC, a Delaware limited liability company and indirect wholly owned subsidiary of OppFi-LLC (the “Borrower”), OppWin, LLC and OppWin BPI, LLC, each a Delaware limited liability company and wholly owned subsidiary of OppFi-LLC, each as sellers, UMB Bank, N.A., as administrative agent and collateral agent, Randolph Receivables 2 LLC, as a lender and as Castlelake Representative, and the lenders party thereto entered into a senior secured Revolving Credit Agreement (the “Agreement”), by and among OppFi-LLC, the Borrower, OppWin, LLC, OppWin BPI, LLC, UMB Bank, N.A., Randolph Receivables 2 LLC, and the other lenders party thereto. The Agreement provides for maximum borrowings of $150.0 million at an interest rate equal to the Term Secured Overnight Financing Rate plus 6.00% and a maturity date”
OppFi Inc. amended revolving credit of $300 million with Midtown Madison Management LLC at Term SOFR plus 7.75% maturing February 13, 2029.
“The Second A&R Credit Agreement amended the Existing Credit Agreement to, among other things, increase the size of the facility under the Existing Credit Agreement from $250 million to $300 million and extend the maturity date to February 13, 2029.”
OppFi Inc. reported the first quarter ended March 31, 2024 results: revenue $127.3 million, net income $10.1 million, EPS $0.10. Guidance raised.
“OppFi Exceeds First Quarter 2024 Guidance, Raises Full-Year Earnings Outlook Total revenue increased 5.8% year over year to $127.3 million Net income increased 157.8% year over year to $10.1 million Adjusted net income increased 127.8% year over year to $8.8 million Basic and Diluted EPS of $0.29 and $0.10, respectively”
OppFi Inc. reported the year ended December 31, 2023 results: revenue $132.9 million, net income $39.5 million.
“full-year 2023 Net charge o� rate as a percentage of total revenue improved by 8.1 percentage points to 43.5% for full-year 2023 Total revenue increased 10.7% year over year to $132.9 million for fourth quarter of 2023 Net income of $1.9 million for fourth quarter of 2023 Adjusted net income of $8.9 million for fourth quarter of 2023 Annualized net charge o� rate as a”
OppFi Inc. reported the fourth quarter ended December 31, 2023 results: revenue $132.9 million, net income $1.9 million.
“Total revenue increased 10.7% year over year to $132.9 million for fourth quarter of 2023”
OppFi Inc. reported third quarter ended September 30, 2023 results: revenue $133.2 million, net income $15.5 million, EPS $0.13 (basic and diluted).
“Total revenue increased 7% year over year to $133.2 million for third quarter of 2023 Net income of $15.5 million for third quarter of 2023 Adjusted net income of $13.8 million for third quarter of 2023 Basic and Diluted EPS of $0.13 and $0.13, respectively, for third quarter of 2023 Adjusted EPS of $0.16 for third quarter of 2023”
OppFi Inc. reported preliminary financial results for the third quarter ended September 30, 2023.
“On October 18, 2023, OppFi Inc. (the “Company”) issued a press release announcing certain preliminary financial information for the third quarter ended September 30, 2023.”
OppFi Inc. reported the second quarter ended June 30, 2023 results: revenue $122,486, net income $18,076, EPS Basic EPS $0.14, Diluted EPS $0.14. Guidance raised.
“and six months ended June 30, 2023 and 2022. (in thousands, except per share data) Unaudited Three Months Ended June 30, Change 2023 2022 % Total revenue $ 122,486 $ 107,875 13.5% Net income $ 18,076 $ 9,497 90.3% Adjusted net income(1) $ 16,255 $ 6,819 138.4% Adjusted EBITDA(1) $ 35,744 $ 20,007 78.7% Basic EPS $”
OppFi Inc. amended revolving credit of $200 million to $250 million with Midtown Madison Management LLC at Term Secured Overnight Financing Rate plus 7.5% maturing July 19, 2027.
“The A&R Credit Agreement amends the Existing Credit Agreement to, among other things, increase the size of the facility under the Existing Credit Agreement from $200 million to $250 million”
OppFi Inc. amended A&R Credit Agreement with Midtown Madison Management LLC valued at $250 million (effective 2023-07-19).
“On July 19, 2023 (the “Restatement Date”), Opportunity Financial, LLC, a Delaware limited liability company (“OppFi-LLC”) and subsidiary of OppFi Inc., a Delaware corporation (the “Company”), and Opportunity Funding SPE V, LLC, a Delaware limited liability company and wholly owned subsidiary of OppFi-LLC (“OF V Borrower”), entered into an Amended and Restated Revolving Credit Agreement (the “A&R Credit Agreement”), which amends and restates that certain Revolving Credit Agreement, dated as of April 15, 2019 (as amended, supplemented or otherwise modified prior to the Restatement Date, the “Existing Credit Agreement”), by and among OppFi-LLC, OF V Borrower, Opportunity Funding SPE VII, LLC, the other credit parties and guarantors thereto, Midtown Madison Management LLC as administrative agent and collateral agent, and the lenders party thereto.”
OppFi Inc. shareholders approved Ratification of the appointment of RSM US LLP as the Company’s independent registered public accounting firm for the 2023 fiscal year at the 2023-06-07 meeting.
“The appointment of RSM US LLP as the Company’s independent registered public accounting firm for the 2023 fiscal year was ratified by the Company’s stockholders, by the votes set forth in the table below: For Against Abstained Broker Non-Vote 103,819,581 78,885 17,747 0”
OppFi Inc. shareholders approved Election of Director Greg Zeeman at the 2023-06-07 meeting.
“Greg Zeeman was elected to serve on the Board of Directors of the Company until the Company’s 2026 Annual Meeting of Stockholders or until his successor is elected and qualified, by the vote set forth in the table below: For Abstained Broker Non-Vote 98,476,749 309,084 5,130,380”
OppFi Inc. reported first quarter ended March 31, 2023 results: revenue $ 120,374, net income $ 3,930, EPS $0.02. Guidance raised.
“the three months ended March 31, 2023 and 2022. (in thousands, except per share data) Unaudited Three Months Ended March 31, Change 2023 2022 % Total revenue $ 120,374 $ 100,710 19.5% Net income (loss) $ 3,930 $ (297) (1423.2)% Adjusted net income(1) $ 4,435 $ 648 584.4% Adjusted EBITDA(1) $ 20,116 $ 11,303 78.0% Basic EPS”
OppFi Inc. reported the three months ended December 31, 2022 results: revenue $ 120,030, net income $ (5,199), EPS $ (0.22).
“Total revenue $ 120,030 $ 95,958 25.1% Net (loss) income $ (5,199) $ 17,032 (130.5) %”
OppFi Inc. reported the year ended December 31, 2022 results: revenue $ 452,859, net income $ 3,340, EPS $ 0.05.
“% Adjusted EPS(1,2) $ (0.19) $ 0.13 (242.3) % (in thousands, except per share data) Unaudited Year Ended December 31, Change 2022 2021 % Total revenue $ 452,859 $ 350,568 29.2% Net income $ 3,340 $ 89,795 (96.3) % Adjusted net income(1) $ 4,976 $ 65,819 (92.4) % Adjusted EBITDA(1) $ 53,866 $ 116,857 (53.9) % Basic EPS(a) $”
OppFi Inc. incurred revolving credit of $150.0 million with UMB Bank, N.A. (as administrative agent) at Term Secured Overnight Financing Rate plus 7.50% maturing December 14, 2026.
“The Agreement provides for maximum borrowings of $150.0 million at an interest rate equal to the Term Secured Overnight Financing Rate plus 7.50% and a maturity date of December 14, 2026.”
OppFi Inc. terminated Ares SPV III Agreement with Ares Agent Service, L.P. as administrative agent and collateral agent, and the lenders party thereto valued at approximately $109.0 million (effective 2022-12-14).
“On December 14, 2022, OppFi-LLC provided notice of termination of the Ares SPV III Agreement, effective December 14, 2022.”
OppFi Inc. entered into Revolving Credit Agreement with UMB Bank, N.A., as administrative agent and collateral agent, Randolph Receivables LLC, as Castlelake Representative, and the lenders party thereto valued at $150.0 million (effective 2022-12-14).
“On December 14, 2022, Opportunity Financial, LLC, a Delaware limited liability company (“OppFi-LLC”) and subsidiary of OppFi Inc., a Delaware corporation (the “Company”), Opportunity Funding SPE IX, LLC, a Delaware limited liability company and wholly owned subsidiary of OppFi-LLC (“SPE IX Borrower”), and certain other subsidiaries of the Company as credit parties and guarantors, entered into a Revolving Credit Agreement (the “Agreement”), by and among OppFi-LLC, SPE IX Borrower, the other credit parties and guarantors thereto, UMB Bank, N.A., as administrative agent and collateral agent, Randolph Receivables LLC, as Castlelake Representative, and the lenders party thereto.”
OppFi Inc. reported that prior financial statements should not be relied upon.
“the Prior Financial Statements should no longer be relied upon due to a misapplication of accounting guidance”
OppFi Inc. reported third quarter ended September 30, 2022 results: revenue $124.2 million, net income Net loss of $(0.7) million, EPS Basic and Diluted EPS of $(0.04) and $(0.04), respectively. Guidance reaffirmed.
“Revenue increased 35% year over year to $124.2 million for the third quarter of 2022 Net Originations increased 11% year over year to $182.7 million for the third quarter of 2022 Ending Receivables increased 39% year over year to $407.7 million for the third quarter of 2022 Net loss of $(0.7) million for the third quarter of 2022 Adjusted Net Income of $0.8 million for the third quarter of 2022 Basic and Diluted EPS of $(0.04) and $(0.04), respectively, for the third quarter of 2022 Adjusted EPS of $0.01 for the third quarter of 2022”
Shiven Shah departed as Chief Financial Officer at OppFi Inc..
“Mr. Shah’s separation as the Company’s Chief Financial Officer is without “Cause,” as defined in that certain employment agreement, dated February 28, 2022, by and between Mr. Shah and Opportunity Financial, LLC, a Delaware limited liability company and subsidiary of the Company, and Mr. Shah will receive the separation benefits provided therein.”
Pamela Johnson was appointed as Chief Financial Officer at OppFi Inc..
“appointed Ms. Pamela Johnson as Chief Financial Officer and Principal Financial Officer of the Company, effective March 28, 2022.”
Neville Crawley resigned as Director at OppFi Inc..
“Mr. Neville Crawley pursuant to which Mr. Crawley resigned as the Chief Executive Officer and a director of the Company, effective as of the Effective Date.”
Neville Crawley resigned as Chief Executive Officer at OppFi Inc..
“Mr. Neville Crawley pursuant to which Mr. Crawley resigned as the Chief Executive Officer and a director of the Company, effective as of the Effective Date.”
Todd G. Schwartz was appointed as Chief Executive Officer at OppFi Inc..
“appointed Mr. Todd G. Schwartz as the Chief Executive Officer of the Company, effective February 28, 2022”
Jared Kaplan changed role as Director at OppFi Inc..
“Mr. Kaplan will continue to serve as a director of the Company.”
Neville Crawley was appointed as Chief Executive Officer at OppFi Inc..
“appointed Mr. Neville Crawley, the Company’s President, to succeed Mr. Jared Kaplan as the Company’s Chief Executive Officer, effective December 31, 2021”
Greg Zeeman was appointed as Director at OppFi Inc..
“Todd Schwartz, Theodore Schwartz, Jared Kaplan, Christina Favilla, Jocelyn Moore, David Vennettilli and Greg Zeeman were appointed as directors of the Company”
David Vennettilli was appointed as Director at OppFi Inc..
“Todd Schwartz, Theodore Schwartz, Jared Kaplan, Christina Favilla, Jocelyn Moore, David Vennettilli and Greg Zeeman were appointed as directors of the Company”
Jocelyn Moore was appointed as Director at OppFi Inc..
“Todd Schwartz, Theodore Schwartz, Jared Kaplan, Christina Favilla, Jocelyn Moore, David Vennettilli and Greg Zeeman were appointed as directors of the Company”
Christina Favilla was appointed as Director at OppFi Inc..
“Todd Schwartz, Theodore Schwartz, Jared Kaplan, Christina Favilla, Jocelyn Moore, David Vennettilli and Greg Zeeman were appointed as directors of the Company”
Jared Kaplan was appointed as Director at OppFi Inc..
“Todd Schwartz, Theodore Schwartz, Jared Kaplan, Christina Favilla, Jocelyn Moore, David Vennettilli and Greg Zeeman were appointed as directors of the Company”
Theodore Schwartz was appointed as Director at OppFi Inc..
“Todd Schwartz, Theodore Schwartz, Jared Kaplan, Christina Favilla, Jocelyn Moore, David Vennettilli and Greg Zeeman were appointed as directors of the Company”
Todd Schwartz was appointed as Executive Chairman of the Board at OppFi Inc..
“Todd Schwartz was appointed Executive Chairman of the Board”
Facts are extracted by an LLM and gated to those whose source quote is present verbatim in the filing text. Coverage is best-effort while backfill and monitoring mature; this is not yet a full-market index. See methodology.