Recent 8-K filings for TCBX

• April 22, 2026, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 7.01item 9.01 ◈ Earnings Releases

  Third Coast Bancshares Q1 net income $16.4M; completes Keystone merger adding $1B assets

  Net income of $16.4M ($0.88 diluted EPS) vs. $13.6M ($0.78) in Q1 2025; merger-related costs cut $3.3M pre-tax.

• April 17, 2026, 7:59 PM ET M&A materiality 0.70 negative item 9.01

  Third Coast Bancshares closes Keystone merger; Keystone has $1.02B assets, $6.25M net income

  Merger effective Feb 1, 2026; Keystone reported $1.02B assets, $807M loans at Dec 31, 2025.

• February 2, 2026, 6:59 PM ET M&A materiality 0.80 positive item 2.01item 5.02item 7.01item 9.01 ◈ M&A Transactions

  Third Coast Bancshares completes Keystone merger, combined assets exceed $6B

  Merger effective Feb 1, 2026; Keystone shareholders received ~2.6M TCBX shares and $20M cash.

• January 16, 2026, 6:59 PM ET other material materiality 0.65 neutral item 8.01

  Third Coast supplements proxy with projections for Keystone merger; denies shareholder claims

  Received four demand letters alleging proxy omissions; denies violations but provides supplemental disclosures.

• October 27, 2025, 7:59 PM ET M&A materiality 0.85 neutral item 1.01item 9.01

  Third Coast Bancshares to acquire Keystone Bancshares for 0.45925 TCBX shares per Keystone share

  Each Keystone share converts to 0.45925 TCBX shares; holders may elect cash subject to $20M aggregate cap.

• October 22, 2025, 7:59 PM ET M&A materiality 0.75 positive item 7.01item 8.01item 9.01

  Third Coast Bancshares to acquire Keystone Bancshares for ~$123M in stock/cash

  Transaction valued at ~$123M; Keystone shareholders elect 0.45925 TCBX shares or cash equivalent.

• June 17, 2025, 7:59 PM ET other material materiality 0.60 positive item 8.01item 9.01

  Third Coast Bancshares authorizes $30M share repurchase program through May 2026

  Board authorized repurchase of up to $30 million of common stock.

• June 4, 2025, 7:59 PM ET other material materiality 0.60 positive item 8.01item 9.01

  Third Coast Bancshares executes $150M CRE loan securitization sponsored by EJF Capital

  $150M securitization of commercial real estate loans originated by Third Coast Bank, subsidiary of TCBX.

• April 23, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  Third Coast Q1 net income rises 31% YoY to $13.6M; diluted EPS $0.78

  Net income $13.6M ($0.78 diluted EPS) vs $10.4M ($0.61) in Q1 2024, up 31% and 28% respectively.

• April 7, 2025, 7:59 PM ET other material materiality 0.60 positive item 8.01item 9.01

  Third Coast Bancshares securitizes $200M CRE loan, reduces risk-weighted assets

  Originated $200M revolving CRE loan secured by 11 master-planned communities in TX.

• October 23, 2024, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01

  Third Coast Bancshares Q3 2024 net income $12.8M, diluted EPS $0.74 (record); loans up 3.5%

  Net income $12.8M ($0.85 basic / $0.74 diluted EPS) vs $10.8M in Q2 2024.

• July 24, 2024, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01

  Third Coast Bancshares reports record EPS $0.70; Q2 net income $10.8M

  Net income $10.8M vs $10.4M in Q1; basic EPS $0.70 (record) and diluted $0.63.

• April 24, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01 ◈ Earnings Releases

  Third Coast Q1 net income $10.4M, EPS $0.61 diluted, records in assets and deposits

  Net income $10.4M, diluted EPS $0.61 vs $9.7M/$0.57 in Q4 2023; record EPS.

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.85 · Median 0.45 · Most common event earnings

11 positive 1 negative 22 neutral

source · TCBX on sec.gov