Stephen P. Panagouleas
Effective July 1, 2024, Stephen P. Panagouleas was appointed Senior Vice President, Chief Credit Officer of First Financial Corporation and First Financial Bank N.A.
Highest-materiality recent filing
First Financial Q1 net income $19.8M ($1.67 EPS) vs $18.4M a year ago; closes CedarStone acquisition
Net interest income record $56.9M, up 9.5% YoY; net interest margin 4.23% vs 4.11%.
First Financial completes $25M cash acquisition of CedarStone Financial, Inc.
On March 1, 2026, closed acquisition of CedarStone Financial for $19.12 per share in cash.
First Financial reports record net income for 2025; EPS $6.68 vs $4.00 YoY
Q4 net income $21.5M ($1.81 EPS) vs $16.2M ($1.37 EPS) YoY; full-year net income $79.2M ($6.68 EPS) vs $47.3M ($4.00 EPS).
First Financial (THFF) to acquire CedarStone for $25M cash ($19.12/sh); expands in Nashville
Aggregate deal value $25.0M; 100% cash consideration; $19.12 per share.
First Financial Q3 net income $20.8M ($1.75 EPS), up from $8.7M; record net interest income
Diluted EPS $1.75 vs $0.74 a year ago; net income $20.8M vs $8.7M.
First Financial Q2 net income $18.6M ($1.57 EPS) vs $11.4M YoY; NIM expands to 4.15%
Net income $18.6M vs $11.4M in Q2 2024; diluted EPS $1.57 vs $0.96.
First Financial Q1 net income $18.4M, EPS $1.55; record NII $52M, NIM 4.11%
Net income $18.4M ($1.55 diluted EPS) vs $10.9M ($0.93) a year ago; ROAA 1.34% vs 0.91%.
First Financial Q4 net income up 31% to $16.2M; full year down 22% to $47.3M
Q4 2024 net income $16.2M ($1.37 diluted EPS) vs $12.4M ($1.06) in Q4 2023.
First Financial Q3 EPS $0.74; net income drops 47% YoY; closes SimplyBank acquisition
Net income $8.7M vs $16.3M YoY; diluted EPS $0.74 vs $1.37.
First Financial Q2 net income $11.4M ($0.96 EPS) vs $16.0M ($1.33) a year ago
Net income $11.4M, diluted EPS $0.96, down from $16.0M ($1.33) in Q2 2023; pre-tax pre-provision income $16.2M vs $21.2M.
First Financial Corporation completes acquisition of SimplyBank for ~$73.4M
Closed on July 1, 2024; each SimplyBank share converted to $718.38 cash.
First Financial Q1 net income falls 32% to $10.9M; NIM narrows to 3.53%
Diluted EPS of $0.93 vs $1.33 in Q1 2023; net income $10.9M vs $16.0M.
Effective July 1, 2024, Stephen P. Panagouleas was appointed Senior Vice President, Chief Credit Officer of First Financial Corporation and First Financial Bank N.A.
Max materiality 0.80 · Median 0.32 · Most common event earnings