Recent 8-K filings for THFF

• August 27, 2026, 4:01 PM ET M&A materiality 0.65 positive item 1.01item 7.01item 9.01

  First Financial to acquire First Illinois for ~$111.3M; adds Hickory Point Bank in central Illinois

  First Illinois shareholders get 0.5727 THFF shares or $44.35 cash per share; 70% stock/30% cash; implied price $45.00.

• August 27, 2026, 1:49 PM ET M&A materiality 0.75 positive item 1.01item 7.01item 9.01

  First Financial signs $111.3M merger with First Illinois; adds Hickory Point Bank

  Deal value ~$111.3M; per-share consideration: 0.5727 THFF shares or $44.35 cash, 70% stock/30% cash.

• July 28, 2026, 9:01 AM ET earnings materiality 0.75 positive item 2.02item 9.01

  First Financial Q2 net income $22.7M, EPS $1.91, up 22% YoY; record NII $61.2M

  Net income $22.7M vs $18.6M YoY; diluted EPS $1.91 vs $1.57; ROAA 1.48% vs 1.34%.

• June 30, 2026, 2:28 PM ET other material materiality 0.25 neutral item 5.02item 9.01

  First Financial enters new employment agreements with CFO, CCO, CLO effective July 1, 2026

  Rodger A. McHargue (CFO) base salary $387,131; Stephen P. Panagouleas (CCO) $317,228; Mark A. Franklin (CLO) $319,307.

• June 30, 2026, 2:21 PM ET leadership materiality 0.50 neutral item 5.02item 9.01

  First Financial Corp enters new CEO employment agreement with Norman Lowery; base salary $698,987

  New 24-month employment agreement effective July 1, 2026 for President/CEO Norman D. Lowery.

• June 17, 2026, 10:05 AM ET dividend materiality 0.50 neutral item 8.01item 9.01

  First Financial declares $0.56 quarterly dividend payable July 15, 2026

  Dividend of $0.56 per share declared, unchanged from prior quarter.

• April 28, 2026, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01 ◈ Earnings Releases

  First Financial Q1 net income $19.8M ($1.67 EPS) vs $18.4M a year ago; closes CedarStone acquisition

  Net interest income record $56.9M, up 9.5% YoY; net interest margin 4.23% vs 4.11%.

• April 15, 2026, 7:59 PM ET other material materiality 0.15 neutral item 5.07

  First Financial Corporation announces results of 2026 annual shareholder meeting

  Elected directors Mark J. Blade, Gregory L. Gibson, Norman D. Lowery, Paul J. Pierson, Richard J. Shagley for three-year terms; broker non-votes of 1,855,729.

• March 20, 2026, 7:59 PM ET other materiality 0.20 neutral item 7.01item 9.01

  First Financial management to present at Raymond James roadshow; no specific financial data in filing

  President & CEO Norman Lowery, CFO Rodger McHargue, and CCO Steve Panagouleas to present on March 24, 2026.

• March 18, 2026, 7:59 PM ET dividend materiality 0.25 neutral item 8.01item 9.01

  First Financial declares $0.56 quarterly dividend payable April 15

  Quarterly dividend of $0.56 per share declared, consistent with prior rate.

• March 2, 2026, 6:59 PM ET M&A materiality 0.75 positive item 2.01item 9.01 ◈ M&A Transactions

  First Financial completes $25M cash acquisition of CedarStone Financial, Inc.

  On March 1, 2026, closed acquisition of CedarStone Financial for $19.12 per share in cash.

• February 3, 2026, 6:59 PM ET earnings materiality 0.70 positive item 2.02item 9.01

  First Financial reports record net income for 2025; EPS $6.68 vs $4.00 YoY

  Q4 net income $21.5M ($1.81 EPS) vs $16.2M ($1.37 EPS) YoY; full-year net income $79.2M ($6.68 EPS) vs $47.3M ($4.00 EPS).

• January 30, 2026, 6:59 PM ET other material materiality 0.10 neutral item 7.01item 9.01

  First Financial to present at Janney CEO Forum; no financial details in exhibit

  Norman Lowery (CEO), Rodger McHargue (CFO), Steve Panagouleas (CCO) to present at Janney CEO Forum Feb 4-5, 2026.

• December 18, 2025, 6:59 PM ET dividend materiality 0.30 neutral item 8.01item 9.01

  First Financial Corp declares $0.56 quarterly dividend payable Jan 15, 2026

  Dividend of $0.56 per share declared, payable January 15, 2026.

• November 6, 2025, 6:59 PM ET M&A materiality 0.75 positive item 1.01item 7.01item 8.01item 9.01

  First Financial (THFF) to acquire CedarStone for $25M cash ($19.12/sh); expands in Nashville

  Aggregate deal value $25.0M; 100% cash consideration; $19.12 per share.

• October 28, 2025, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 9.01

  First Financial Q3 net income $20.8M ($1.75 EPS), up from $8.7M; record net interest income

  Diluted EPS $1.75 vs $0.74 a year ago; net income $20.8M vs $8.7M.

• September 18, 2025, 7:59 PM ET dividend materiality 0.20 neutral item 8.01item 9.01

  First Financial Corp declares $0.51 quarterly dividend, payable Oct 15

  Quarterly dividend of $0.51 per share declared.

• July 25, 2025, 7:59 PM ET other material materiality 0.10 neutral item 7.01item 9.01

  First Financial Corp. presents at KBW Community Bank Investor Conference July 29-30

  CFO Rodger A. McHargue and CCO Steve Panagouleas to attend KBW conference on July 29-30, 2025.

• July 22, 2025, 7:59 PM ET earnings materiality 0.80 positive item 2.02item 9.01

  First Financial Q2 net income $18.6M ($1.57 EPS) vs $11.4M YoY; NIM expands to 4.15%

  Net income $18.6M vs $11.4M in Q2 2024; diluted EPS $1.57 vs $0.96.

• June 18, 2025, 7:59 PM ET dividend materiality 0.25 neutral item 8.01item 9.01

  First Financial Corp declares $0.51 quarterly dividend, payable July 15, 2025

  Dividend of $0.51 per share, unchanged from prior quarter.

• June 3, 2025, 7:59 PM ET other material materiality 0.45 neutral item 5.02item 9.01

  First Financial enters new employment agreements with CFO, CCO, and CLO; base salaries from $306,500 to $374,040

  Agreements effective July 1, 2025, for Rodger McHargue (CFO), Stephen Panagouleas (CCO), and Mark Franklin (CLO).

• June 3, 2025, 7:59 PM ET leadership materiality 0.30 neutral item 5.02item 9.01

  First Financial enters new CEO employment agreement with Norman Lowery

  New agreement effective July 1, 2025, with initial 24-month term; compensation committee may extend annually.

• April 22, 2025, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01

  First Financial Q1 net income $18.4M, EPS $1.55; record NII $52M, NIM 4.11%

  Net income $18.4M ($1.55 diluted EPS) vs $10.9M ($0.93) a year ago; ROAA 1.34% vs 0.91%.

• April 16, 2025, 7:59 PM ET other materiality 0.15 neutral item 5.07

  First Financial Corp reports 2025 annual meeting voting results

  Six directors elected; each received 6.85M–8.07M votes for, with 1.98M broker non-votes.

• March 20, 2025, 7:59 PM ET dividend materiality 0.15 neutral item 8.01item 9.01

  First Financial Corp declares $0.51 quarterly dividend payable April 15

  Dividend of $0.51 per share declared.

• February 4, 2025, 6:59 PM ET earnings materiality 0.80 neutral item 2.02item 9.01

  First Financial Q4 net income up 31% to $16.2M; full year down 22% to $47.3M

  Q4 2024 net income $16.2M ($1.37 diluted EPS) vs $12.4M ($1.06) in Q4 2023.

• January 28, 2025, 6:59 PM ET other materiality 0.10 neutral item 7.01item 9.01

  First Financial Corp to present at Janney CEO Forum; no earnings or guidance disclosed

  President/CEO Norman Lowery, CFO Rodger McHargue, CCO Steve Panagouleas to participate Jan 30, 2025.

• December 18, 2024, 6:59 PM ET dividend materiality 0.30 neutral item 8.01item 9.01

  First Financial declares Q4 dividend of $0.51 per share

  Quarterly cash dividend of $0.51 per share declared by First Financial Corporation board.

• November 29, 2024, 6:59 PM ET other material materiality 0.10 neutral item 7.01item 9.01

  First Financial management presents at Piper Sandler bank tour; no new financial details disclosed

  President/CEO Norman Lowery, CFO Rodger McHargue, CCO Steve Panagouleas participate in Dec 3 tour.

• October 22, 2024, 7:59 PM ET earnings materiality 0.80 negative item 2.02item 9.01

  First Financial Q3 EPS $0.74; net income drops 47% YoY; closes SimplyBank acquisition

  Net income $8.7M vs $16.3M YoY; diluted EPS $0.74 vs $1.37.

• September 19, 2024, 7:59 PM ET dividend materiality 0.35 neutral item 8.01item 9.01

  First Financial Corp declares $0.45 quarterly dividend, shifts to quarterly payout frequency

  Dividend of $0.45 per share declared; payable October 15, 2024 to holders of record October 1, 2024.

• September 3, 2024, 7:59 PM ET other material materiality 0.20 neutral item 7.01item 9.01

  First Financial to present at Raymond James conference; no material updates in filing

  CEO Lowery, CFO McHargue, and CCO Panagouleas to host investor meetings on Sept 4, 2024.

• August 7, 2024, 7:59 PM ET leadership materiality 0.40 neutral item 5.02item 9.01

  First Financial signs new CEO employment agreement with Norman Lowery; base salary $650K

  New 24-month employment agreement for President/CEO Norman D. Lowery effective July 1, 2024.

• August 7, 2024, 7:59 PM ET leadership materiality 0.30 neutral item 5.02item 9.01

  First Financial Corp signs employment agreements with CFO, CCO, CLO; base salaries set

  McHargue (CFO) base salary $360K; Panagouleas (CCO) $295K; Franklin (CLO) $296,928; effective Jan/Jul 2024.

• July 23, 2024, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  First Financial Q2 net income $11.4M ($0.96 EPS) vs $16.0M ($1.33) a year ago

  Net income $11.4M, diluted EPS $0.96, down from $16.0M ($1.33) in Q2 2023; pre-tax pre-provision income $16.2M vs $21.2M.

• July 3, 2024, 7:59 PM ET M&A materiality 0.65 neutral item 2.01item 9.01 ◈ M&A Transactions

  First Financial Corporation completes acquisition of SimplyBank for ~$73.4M

  Closed on July 1, 2024; each SimplyBank share converted to $718.38 cash.

• July 1, 2024, 7:59 PM ET leadership materiality 0.35 neutral item 5.02 ◈ executive_change

  First Financial appoints Stephen P. Panagouleas as SVP, Chief Credit Officer effective July 1, 2024

  Stephen P. Panagouleas appointed Senior Vice President, Chief Credit Officer of First Financial Corporation and First Financial Bank N.A.

• June 24, 2024, 7:59 PM ET dividend materiality 0.50 positive item 8.01item 9.01

  First Financial Corp declares $0.45 quarterly dividend, shifts to quarterly from semi-annual payments

  Quarterly dividend of $0.45 per share declared, payable July 15, 2024 to holders of record July 1, 2024.

• April 30, 2024, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01 ◈ Earnings Releases

  First Financial Q1 net income falls 32% to $10.9M; NIM narrows to 3.53%

  Diluted EPS of $0.93 vs $1.33 in Q1 2023; net income $10.9M vs $16.0M.

• April 17, 2024, 7:59 PM ET other materiality 0.15 neutral item 5.07 ◈ Shareholder Votes ×2

  First Financial Corporation announces annual meeting voting results; all director nominees elected

  Six directors elected to three-year terms: Dinkel, Jensen, Lowery, McDonald, Martin, Voges.

• March 19, 2024, 7:59 PM ET dividend materiality 0.60 neutral item 8.01item 9.01

  First Financial Corp declares $0.45 quarterly dividend, shifts to quarterly from semi-annual payments

  Dividend of $0.45 per share declared, payable April 15, 2024 to holders of record April 1, 2024.

• January 31, 2024, 6:59 PM ET other material materiality 0.20 neutral item 7.01item 9.01

  First Financial Corp. management to attend Janney CEO Forum; no financial results in filing excerpt

  Norman D. Lowery (CEO), Rodger A. McHargue (CFO), and Steve Panagouleas attending Janney CEO Forum on Feb 1, 2024.

• January 30, 2024, 6:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01 ◈ Earnings Releases ×2

  First Financial Q4 net income falls 25% to $12.4M; signs SimplyBank deal

  Q4 diluted EPS $1.06 vs $1.37 YoY; full-year EPS $5.08 vs $5.82.

• December 26, 2023, 6:59 PM ET leadership materiality 0.50 neutral item 5.02 ◈ executive_change

  First Financial Corp CCO Steven H. Holliday to retire effective June 28, 2024

  Steven H. Holliday, Chief Credit Officer and named executive officer, will retire effective June 28, 2024.

• November 21, 2023, 6:59 PM ET dividend materiality 0.60 positive item 8.01item 9.01

  First Financial declares $0.45 quarterly dividend; shifts to quarterly from semi-annual payments

  Dividend of $0.45 per share declared, payable Jan 16, 2024 to shareholders of record Jan 2, 2024.

• November 13, 2023, 6:59 PM ET M&A materiality 0.75 positive item 1.01item 8.01item 9.01 ◈ Material Agreements

  First Financial Corp to acquire SimplyBank for $73.4M cash, expanding into TN and GA markets

  Aggregate value $73.4M; $718.38 per share in cash consideration.

• October 24, 2023, 7:59 PM ET earnings materiality 0.60 negative item 2.02item 9.01 ◈ Earnings Releases ×2

  First Financial Q3 net income $16.3M ($1.37 EPS) down from $18.1M; loans up 7.9% YoY

  Net income $16.3M ($1.37 diluted EPS) vs $18.1M ($1.50) in Q3 2022; pre-tax pre-provision income fell to $20.5M from $23.7M.

• October 20, 2023, 7:59 PM ET leadership materiality 0.70 neutral item 5.02item 7.01item 9.01 ◈ executive_change ×2

  First Financial names Norman D. Lowery CEO effective Jan 1, 2024; father becomes Executive Chairman

  Norman D. Lowery, current COO and son of Norman L. Lowery, succeeds as President and CEO on Jan 1, 2024.

• September 1, 2023, 7:59 PM ET other material materiality 0.25 neutral item 7.01item 9.01

  First Financial to present at Raymond James conference; highlights 35-year dividend growth streak

  CEO Norman Lowery, CFO McHargue and others will host investor meetings on Sept 6, 2023.

• July 25, 2023, 7:59 PM ET earnings materiality 0.65 positive item 2.02item 9.01 ◈ Earnings Releases ×2

  First Financial Q2 net income $16M, EPS $1.33, up from $15.6M and $1.27 YoY

  Net income $16.0M vs $15.6M YoY; diluted EPS $1.33 vs $1.27.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.80 · Median 0.50 · Most common event earnings

14 positive 5 negative 31 neutral

source · THFF on sec.gov