earnings
confidence high
sentiment positive
materiality 0.80
Unum Q4 net income $348.7M ($1.92 EPS), adj. EPS $2.03; guides 2025 adj. EPS growth 8-12%
Unum Group
2024-FY EPS reported
$9.46
revenue$12,887,300,000
- Net income $348.7M ($1.92 diluted EPS) vs $330.6M ($1.69) in Q4 2023; after-tax adj. op. income $368.9M ($2.03).
- Full year core premium growth 5.0% constant currency; adjusted op. EPS growth 10.2% vs 2023.
- Book value per share $61.38 (+23% YoY); holding co. liquidity $2.0B; RBC ratio ~430%.
- 2025 outlook: core premium growth 4-7%; adj. op. EPS growth 8-12% from $8.44 base.
- Colonial Life adj. op. income +39.7% to $122.7M; Unum US -2.6% to $333.2M; executed $471M ASR.