Unum Q2 net income $335.6M ($1.92 EPS); adjusted EPS $2.07, down 4% YoY

Unum Group

2025-Q2 EPS reported $2.97 revenue$6,453,000,000

Adjusted operating income $361.1M ($2.07 EPS) vs $411.4M ($2.16 EPS) in Q2 2024.
Premium growth 4.6% on constant currency basis; full-year adjusted EPS outlook revised to ~$8.50.
Repurchased $300M of shares in Q2, $500M YTD; full-year repurchase expectation raised to top of $500M-$1B range.
Closed long-term care reinsurance transaction; holding co liquidity $2.0B, RBC ratio ~485%.
Unum US segment adjusted op income fell 11% to $318.2M; group disability benefit ratio worsened to 62.2%.

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