earnings
confidence high
sentiment positive
materiality 0.75
JPMorgan Chase 1Q25 EPS $5.07, net income $14.6B; FY NII guidance ~$94.5B
JPMORGAN CHASE & CO
2025-Q1 EPS reported
$5.07
- Net income $14.6B, diluted EPS $5.07, up from $13.4B/$4.44 YoY; managed revenue $46.0B up 8% YoY.
- ROTCE 21%, CET1 ratio 15.4%; total capital distributed $11B including $7.1B net repurchases and $3.9B dividends.
- CIB net income $6.9B (+5% YoY), Markets revenue $9.7B (+21% YoY); AWM net income $1.6B (+23% YoY).
- FY2025 NII guided ~$94.5B, NII ex-Markets ~$90B; adjusted expense ~$95B; Card NCO rate ~3.6%.
- Credit costs $3.3B (NCOs $2.3B, reserve build $1.0B).