Peoples Bancorp Q3 2026 net income $32.6M, EPS $0.91 vs $0.83; NIM 4.31%; dividend $0.42

PEOPLES BANCORP INC

• Net income $32.6M and diluted EPS $0.91, up from $28.0M/$0.78 in Q2 2026 and $29.5M/$0.83 in Q3 2025; non-core items cut EPS by $0.13.
• Net interest income $93.8M, up $1.1M QoQ and 3% YoY; NIM 4.31% vs 4.23% linked quarter and up 15 bps YoY on higher loan and investment yields.
• Provision for credit losses fell to $3.6M from $4.7M QoQ and $7.3M a year ago; period-end loans and core deposits each rose $19.2M QoQ.
• Q3 net securities loss was $4.8M, including a $4.5M loss on sale of $58.5M available-for-sale securities; efficiency ratio was 58.5%.
• Declared $0.42 quarterly dividend on Oct 19, 2026; pending deals: Capital Bancorp ~$728.1M all-stock and Citizens National ~$76.6M cash-and-stock.