earnings
confidence high
sentiment neutral
materiality 0.65
FFBC Q4 2023 EPS $0.60 ($0.62 adj); loan growth 10.7% annualized; TBV up 13.5%
FIRST FINANCIAL BANCORP /OH/
2023-FY EPS reported
$2.69
- Net income $56.7M, diluted EPS $0.60; adjusted EPS $0.62 (Non-GAAP).
- Net interest margin (FTE) 4.26%, down 7bp from Q3 due to higher funding costs.
- Loans grew $286.4M (10.7% annualized); average deposits up 12.9% annualized.
- Tangible book value increased $1.47 per share (13.5% from Q3).
- Board declared $0.23 quarterly dividend; credit trends stable to improving.