earnings
confidence high
sentiment positive
materiality 0.75
Renasant Q3 net income $59.8M, adjusted EPS $0.77; loan growth 9.9% annualized; new $150M buyback
RENASANT CORP
2025-Q3 EPS reported
$1.20
- Net income Q3 2025 of $59.8M ($0.63 diluted EPS); adjusted diluted EPS $0.77, up from $0.69 linked quarter.
- Net interest margin (FTE) 3.85%; adjusted NIM 3.62%, up 4 bps linked quarter; net interest income $228.1M.
- Loans grew $462.1M (9.9% annualized) linked quarter; deposits fell $158.1M due to public fund seasonality.
- Board approved new $150M stock repurchase program through Oct 2026, replacing expired $100M program.
- Credit quality: NPLs/total loans 0.90% (up from 0.76% linked quarter); net charge-offs $4.3M; provision $10.5M.